home cash flow solution Signed up 3-22-11, Refuses to issue refund $97.00 on 4-1-11; add stated refundable in 60 days Internet

Requested Refund after 10 days.  Ad stated there was a 60 day monye-back guarantee. 
Read over web site and decided this was not suitable for me.
Send email to request refund;  got reply to call them; called to request refund; refund denied.

I asked to speak to a supervisor; told no one there but the man I was speaking to.  Told there is no one availble to speak to me; said the only one who could cancel my order was the owner and he was not there, nor would he be returning my call.

Said I have to wait the 60 days before I can get a refund.  I asked if I called on t he 60th day then they would process a refund---told that would be up to the owner. 

Refused to give me an address;  refused to give me a business license;  refused to give me a State in which they are located.

I will be disputing this charge on my credit card and getting it cancelled.