Home Finance of America Will invalidate appraisal if rate rises, Internet

Beware of Home Finance of America.   

We have fantastic credit.  We watched, shopped around and locked in at a great rate.   After our appraisal was done which was a little low anyway, rates shot up.   Home Finanace of America promptly told us our appraisal was no good and under review even though they choose the apprasal company. They could give us no applicable reasons for our apprasal to be invalid.  

The field review they ordered then took enough time for our lock to run out.   They pushed for us to lock in at a fair bit higher rate with points and fees.   Of course they already had the markup from our original apprasal.  They did have a significant markup since we talked to the appraisor.   

So they made money on the appraisal and got rid of a loan without the desired markup.  We were out the marked up appraisal fee and have to settle for a higher rate with someone else.