Home Mitigation Direct forecloser sceme Orlando Florida

I have read all of these comments and they are absolutely ridiculous!!!!!!!! I received foreclosure papers on Feb. 17 and the following week HMD was able to finally get Countrywide to modify my loan. Yes, the process did take a bit longer than I had hoped but they DID help me and my family. My husband lost his job in September and we could not afford to pay our bills. I spoke to HMD in November and I was told that everything would be done by January. Well, that didn't happen but they assured me that Countrywide had my file and I should hear something soon. Then, I received the modification papers in the mail and Countrywide lowered my rate and payments to 3.75% for the next5 years.

All I have to say is that Home Mitigation Direct saved my home and each one of you needs to get a life!!!!!!!! If you don't like them or you don't want to use them then feel free to go somewhere else. As for me, I will be referring everyone that I know to them that is in need.

I have read all of these comments and they are absolutely ridiculous!!!!!!!! I received foreclosure papers on Feb. 17 and the following week HMD was able to finally get Countrywide to modify my loan. Yes, the process did take a bit longer than I had hoped but they DID help me and my family. My husband lost his job in September and we could not afford to pay our bills. I spoke to HMD in November and I was told that everything would be done by January. Well, that didn't happen but they assured me that Countrywide had my file and I should hear something soon. Then, I received the modification papers in the mail and Countrywide lowered my rate and payments to 3.75% for the next5 years.

All I have to say is that Home Mitigation Direct saved my home and each one of you needs to get a life!!!!!!!! If you don't like them or you don't want to use them then feel free to go somewhere else. As for me, I will be referring everyone that I know to them that is in need.

I have read all of these comments and they are absolutely ridiculous!!!!!!!! I received foreclosure papers on Feb. 17 and the following week HMD was able to finally get Countrywide to modify my loan. Yes, the process did take a bit longer than I had hoped but they DID help me and my family. My husband lost his job in September and we could not afford to pay our bills. I spoke to HMD in November and I was told that everything would be done by January. Well, that didn't happen but they assured me that Countrywide had my file and I should hear something soon. Then, I received the modification papers in the mail and Countrywide lowered my rate and payments to 3.75% for the next5 years.

All I have to say is that Home Mitigation Direct saved my home and each one of you needs to get a life!!!!!!!! If you don't like them or you don't want to use them then feel free to go somewhere else. As for me, I will be referring everyone that I know to them that is in need.

I have read all of these comments and they are absolutely ridiculous!!!!!!!! I received foreclosure papers on Feb. 17 and the following week HMD was able to finally get Countrywide to modify my loan. Yes, the process did take a bit longer than I had hoped but they DID help me and my family. My husband lost his job in September and we could not afford to pay our bills. I spoke to HMD in November and I was told that everything would be done by January. Well, that didn't happen but they assured me that Countrywide had my file and I should hear something soon. Then, I received the modification papers in the mail and Countrywide lowered my rate and payments to 3.75% for the next5 years.

All I have to say is that Home Mitigation Direct saved my home and each one of you needs to get a life!!!!!!!! If you don't like them or you don't want to use them then feel free to go somewhere else. As for me, I will be referring everyone that I know to them that is in need.

Florida Statutes 501.1377, which took effect on October 1, 2008, protects homeowners who are in foreclosure or nearing foreclosure from companies offering potentially fraudulent foreclosure rescue services. Specifically, the statute governs companies providing foreclosure-related rescue services including loan modification and short sale services. These companies are prohibited from charging homeowners an up-front fee for these services and must provide homeowners with a written agreement.

You never should have been charged until services were rendered. You are totally entitled to a refund.

lieing to a customer to get their money is and them telling them they need something else that they told you they can't provide and nowing that they could not provide it before collecting money is dishonest. no matter how you look at it this company collected money for nothing . taking advantage of a person when they are already down on their luck.
also lieing to the better business bureau and saying that they compiled information that they could not posibley have done because they had no information is also dishonest. this company is a fly by night ripp off sceme .
they accomplish nothing, any homeowner can call their mortgage company and get the same deal that they claim to provide. because of the failing market they are all willing to work with the home owner. I have no intention to stop posting about this company. I 'm just happy that i'm getting responses because obviously somebody did read it other wise this ignorant employee would not bother writing back on here , I'm effecting his ability to screw people. so he will continue to claim that i'm in the wrong and the funny part is if they were such a big time legitamite business they would return the money just to continue conducting business, but they need to screw as many people as possible before more people catch on to them. like i said fly by night

but you are at fault here. You were notified that in order to proceed, you needed to supply furhter documentation. You want them to help you out and put money out for you but can't give them what they need to do so? sorry, they have not done anything wrong that I can see... NOT A RIP OFF

Thank you Martin for validating my response!!!

This is NOT an error with Home Mitigation Direct but failure on your part to provide the proper documentation required for the Modification. If you are unable to provide the proper paperwork, 2 most recent tax returns (2006 & 2007), then please refrain from posting these erroneous statements.

As you are already aware, Home Mitigation Direct is NOT at fault here. We DO NOT have any control of nor are we responsible for making sure that YOUR Taxes are paid and completed in a timely manner set forth by the Federal Government.

I still have your file active, waiting on your proper documentation in order to proceed.

Please feel free to contact me at anytime to discuss your options.

We are here to help!!!!

Jim Palmer
Mitigation Officer
Home Mitigation Direct
407-409-7056
866-321-6043

Apply online @ www.correctmyrate.com

Thank you Martin for validating my response!!!

This is NOT an error with Home Mitigation Direct but failure on your part to provide the proper documentation required for the Modification. If you are unable to provide the proper paperwork, 2 most recent tax returns (2006 & 2007), then please refrain from posting these erroneous statements.

As you are already aware, Home Mitigation Direct is NOT at fault here. We DO NOT have any control of nor are we responsible for making sure that YOUR Taxes are paid and completed in a timely manner set forth by the Federal Government.

I still have your file active, waiting on your proper documentation in order to proceed.

Please feel free to contact me at anytime to discuss your options.

We are here to help!!!!

Jim Palmer
Mitigation Officer
Home Mitigation Direct
407-409-7056
866-321-6043

Apply online @ www.correctmyrate.com

Thank you Martin for validating my response!!!

This is NOT an error with Home Mitigation Direct but failure on your part to provide the proper documentation required for the Modification. If you are unable to provide the proper paperwork, 2 most recent tax returns (2006 & 2007), then please refrain from posting these erroneous statements.

As you are already aware, Home Mitigation Direct is NOT at fault here. We DO NOT have any control of nor are we responsible for making sure that YOUR Taxes are paid and completed in a timely manner set forth by the Federal Government.

I still have your file active, waiting on your proper documentation in order to proceed.

Please feel free to contact me at anytime to discuss your options.

We are here to help!!!!

Jim Palmer
Mitigation Officer
Home Mitigation Direct
407-409-7056
866-321-6043

Apply online @ www.correctmyrate.com

Thank you Martin for validating my response!!!

This is NOT an error with Home Mitigation Direct but failure on your part to provide the proper documentation required for the Modification. If you are unable to provide the proper paperwork, 2 most recent tax returns (2006 & 2007), then please refrain from posting these erroneous statements.

As you are already aware, Home Mitigation Direct is NOT at fault here. We DO NOT have any control of nor are we responsible for making sure that YOUR Taxes are paid and completed in a timely manner set forth by the Federal Government.

I still have your file active, waiting on your proper documentation in order to proceed.

Please feel free to contact me at anytime to discuss your options.

We are here to help!!!!

Jim Palmer
Mitigation Officer
Home Mitigation Direct
407-409-7056
866-321-6043

Apply online @ www.correctmyrate.com

the response that their employee asked for more information is another lie the employee told me that if i did'nt have 2007 tax returns that they could get my forecloser taken care of with 2005 & 2006 tax returns in order to get the money. why would i give a company money knowing that they needed paperwork that i could not provide ? i take all my paperwork to an account agency once a year to file my taxes i could not afford to pay the accountant the 1200.00 i pay him to do my taxes so that is why they were not done. unlike home mitagation direct i don't ripp people off . if i can't pay the person for the job, i don't ask him to do it . i wait until i can afford to pay him. these scumbags just take and don't care if they can get the job done or not. don't be fooled . i have nothing to gain by informing the public about them. but they need to lie to make them selves legitamate

i wrote about this company to protect people in forecloser from getting ripped off. i also contacted the better business bureau even the bbb could'nt get anywhere with them. they flat out lied to them saying they had compiled a file and had preapproval from an underwriter , that was'nt possible because they had absolutely no paperwork from me.nothing that they could present to a underwriter on my behalf that could get them approval. they will say anything to keep money they did not earn. this fly by night organization will take your money by lieing to you saying they can get you out of forecloser and has no problem screwing you and lieing to an organization such as the bbb . the bbb's direct statement was that they relie on companys to act responseably to make adjustments in the interest of fairness and good customer service. this company is not interested in fairness or good customer service so all they can do is put a mark against them and let it sit there, but what does this company care their in business to take advantage of people in hard times .

i wrote about this company to protect people in forecloser from getting ripped off. i also contacted the better business bureau even the bbb could'nt get anywhere with them. they flat out lied to them saying they had compiled a file and had preapproval from an underwriter , that was'nt possible because they had absolutely no paperwork from me.nothing that they could present to a underwriter on my behalf that could get them approval. they will say anything to keep money they did not earn. this fly by night organization will take your money by lieing to you saying they can get you out of forecloser and has no problem screwing you and lieing to an organization such as the bbb . the bbb's direct statement was that they relie on companys to act responseably to make adjustments in the interest of fairness and good customer service. this company is not interested in fairness or good customer service so all they can do is put a mark against them and let it sit there, but what does this company care their in business to take advantage of people in hard times .

i wrote about this company to protect people in forecloser from getting ripped off. i also contacted the better business bureau even the bbb could'nt get anywhere with them. they flat out lied to them saying they had compiled a file and had preapproval from an underwriter , that was'nt possible because they had absolutely no paperwork from me.nothing that they could present to a underwriter on my behalf that could get them approval. they will say anything to keep money they did not earn. this fly by night organization will take your money by lieing to you saying they can get you out of forecloser and has no problem screwing you and lieing to an organization such as the bbb . the bbb's direct statement was that they relie on companys to act responseably to make adjustments in the interest of fairness and good customer service. this company is not interested in fairness or good customer service so all they can do is put a mark against them and let it sit there, but what does this company care their in business to take advantage of people in hard times .

i wrote about this company to protect people in forecloser from getting ripped off. i also contacted the better business bureau even the bbb could'nt get anywhere with them. they flat out lied to them saying they had compiled a file and had preapproval from an underwriter , that was'nt possible because they had absolutely no paperwork from me.nothing that they could present to a underwriter on my behalf that could get them approval. they will say anything to keep money they did not earn. this fly by night organization will take your money by lieing to you saying they can get you out of forecloser and has no problem screwing you and lieing to an organization such as the bbb . the bbb's direct statement was that they relie on companys to act responseably to make adjustments in the interest of fairness and good customer service. this company is not interested in fairness or good customer service so all they can do is put a mark against them and let it sit there, but what does this company care their in business to take advantage of people in hard times .

This client refused to provide the correct documentation that his lender requested for a Modification. I advised Martin that he will need to send in his Last 2 Yrs W2's (2006 & 2007) so that we can determine his Income & Debt Ratio's.

As per my conversations with Martin, he stated to me that he REFUSED to pay his accountant to complete his 2007 taxes (which should have been done by April 2008) and he only wanted to send in his 2005 & 2006 Tax Returns. I informed him that we will need his MOST RECENT Tax Returns (2006 & 2007) to determine his Income and he then became upset.

I advised Martin that I could not guarantee that his Mortgage Company would approve his request for Modification due to his failure to provide the proper documentation.

Also, Martin signed and authorizes the Business Contract which clearly states that this fee is Non-Refundable. Martin's file remains active and I will be more than happy to proceed with the Modification once he has provided the correct documentation.

Please feel free to contact me at anytime to discuss your options.

We are here to help!!!!

Jim Palmer
Mitigation Officer
Home Mitigation Direct
407-409-7056
866-321-6043

Apply online @ www.correctmyrate.com