Report: #403593

Complaint Review: Homecomings Financial - Miami Florida

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Ripoff Report is Xcentric Ventures

Submitted: Sat, December 20, 2008
Updated: Mon, December 22, 2008
Reported By: — norway Iowa

Author Confirmed

Why?

Homecomings Financial Miami, Florida U.S.A.

Phone:
Web:
Category: Mortgage Companies

Homecomings Financial One House they didn't get! Miami Florida

*Consumer Suggestion: Read the documents before signing

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We were welcomed into the wonderful world of hiden charges and foreclosure by Homecomings Financial. We signed our loan papers (like sheep being led to slaughter) and things were fine for the first two years, then our intrest rate went 4.5% at $750.00 per month to 5% then 8% they settled on 14.5% and our payments?

They went up to $1700.00. Why? Because they tied our loan to the Euopean index. From Iowa to Europe how's that work? As we drained our savings and my wife taking a second job we just couldn't hang in. They had buried this intrest deal among the fine print and it took an attorney to find it. Thank goodness for my parents and a local bank.

Roy
norway, Iowa
U.S.A.

This report was posted on Ripoff Report on 12/20/2008 11:15 PM and is a permanent record located here: https://www.ripoffreport.com/reports/homecomings-financial/miami-florida/homecomings-financial-one-house-they-didnt-get-miami-florida-403593. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Suggestion

Read the documents before signing

AUTHOR: Chetsteadman - (U.S.A.)

SUBMITTED: Monday, December 22, 2008

POSTED: Monday, December 22, 2008

I find it difficult to believe it took an attorney to find the verbiage in your note that indicated the rate was based off a European index. This is another example of the American consumer feeling ripped off because they didn't due their own due diligence on what will be their biggest investment in their lives. In the future please be sure to read over any contract and if you are uncomfortable with signing the documents leave the signing asap.

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