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Report: #564330

Complaint Review: GMAC - HomeComings Financial - Internet

  • Submitted:
  • Updated:
  • Reported By: Anonymous916 — Sunnyvale California United States of America
  • Author Not Confirmed What's this?
  • Why?
  • GMAC - HomeComings Financial Waterloo Iowa Internet United States of America

GMAC - HomeComings Financial Loss Mitigation Call Center to India CANCELLED MHA MODIFICATION AFTER NOTARIZED FINAL OFFER SENT CLAIMING DOCS NOT RECEIVED IN TIME (DOCUMENTED RECEIPTS SHOWING ONE TIME). THEN OFFERED A NON MHA MODIFICATION (IN HOUSE GMAC) MODIFICATION Internet

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After sending in my final modification offer in the fed ex envelope provided (verified on time) that was due on 1/1/2010, I sent on 12/28 received on 12/29. I received a letter stating that the final modification was denied because the documents were not received by 12/30. I called and spoke with Yvette #21305 and she stated that she would escalate and to call back on 2/3/2010. I called and reached Praveen #9371 who stated the the modification had been approved and went on to tell me that my payments were actually higher than what was on the MHA offer. I calculated the difference and it came to 101,000.00 +-, and I asked how could this be? I was informed that the documents were being sent out and to sign and send back, that this was a GMAC modification and not MHA, because my documents according the their system were not received by the due date, which the evidence shows a different story. 



If I was not as informed as I was and was "grateful" to have my modification approved and sign and send back whatever they sent me, then I would have be "scammed" by the lender at a cost of over 100,000.00. 



I have filed a report with SIG TARP and wanted to WARN ANYBODY BEING CONSIDERED BY GMAC FOR A MHA MODIFICATION TO SEND EVERYTHING VIA REGISTERED MAIL, COPY EVERYTHING, CAHIERS CHECKS FOR PAYMENTS, AND IF YOUR 3 MONTH TRIAL GOES OVER TO KEEP MAKING THE AGREED UPON PAYMENT.

This report was posted on Ripoff Report on 02/03/2010 11:14 PM and is a permanent record located here: https://www.ripoffreport.com/reports/gmac-homecomings-financial/internet/gmac-homecomings-financial-loss-mitigation-call-center-to-india-cancelled-mha-modificati-564330. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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