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Report: #318368

Complaint Review: GMAC - Homecomings Financial - Waterloo Indiana

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  • Reported By: Brandon Florida
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  • GMAC - Homecomings Financial PO Box 205 Waterloo, Indiana U.S.A.

GMAC Homecomings Financial Preditory lenders Won't negotiate UNREACHABLE by phone Waterloo Indiana

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When I applied for my Mortgage the RMAC broker assured me that my payment would not excede $900mo. at the closing it was Increased to $1200! I was told I could refi in a year. When I did go to refi in Oct. I was told I did not have to make a payment for Two months.

Due to Their error it did not happen and I was told I had to come up with $3,000 NOW. No partial payments accepted. This caused MAJOR stress for my boyfriend who is a Cancer patient and myself! We struggled to come up with a payment plan and with much sacrifice/distress (no Christmas) avoided default.

Now they have ruined my chances at a FHA loan because of late payment postings, also I have been trying to renegoiate my loan since OCTOBER filling out the required paperwork and can reach NO ONE! I spend every lunch hour on the phone and have gotten NOWHERE! This week I tried to contact corporate and the email is undeliverable. The stress has caused sleep depravation and late fees on other bills. Can anyone get a contact who speaks English and can make this happen? Was this all part of the plan to give loans only so they could foreclose and ruin peoples lives? Shame on them for doing this to hard-working Americians!

Brandon, Florida

This report was posted on Ripoff Report on 03/16/2008 10:28 AM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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