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Report: #1200072

Complaint Review: homecomings financial -

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  • Reported By: karen — Tulsa Oklahoma
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  • homecomings financial USA

homecomings financial our hone loan was sold to homecomings 10 days after we signed the papers. trouble started 3 months after we were sold. foreclosure in 6 months. had 2 mortgages, part of money paid to them with postal money orders went to totally on the second mortgage. none was applied to 1st mortgage. was lied to and given fake fax numbers and no superviser to talk to you. you could never reach a person high up in the company to try and work things out. lawyers just as bad. lied to us and lead us on. dallas texas

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We were sold to homecomings financial within 10 days of us signing our mortgage.  Trouble started in October, 2003.  They said that we did not make a payment, but I have a cancelled check that says they did receive it.  I wrote the company asking for information on what the problem was, but only received a copy of our mortgage papers, which we already had.  They would not accept our payments and the following they filed foreclosure.  We hired a lawyer to file a Chapter 13.  They had us mail our payments to Kentucky, but then later they could not find them. 

I had sent us postal money orders and they had to track them down for the money.  I found out later that they took that money and paid it all on the second mortgage, not paying anything to 1st mortgage.  We fought them for 4 1/2 years before they sold the mortgage to GMAC without letting us know.  I was in the middle of chemo for cancer.  we were evicted even though we were still in chapter 13.  They did not give us any paperwork on the sale and i was escorted off their property by the police as I tried to get paperwork from them. i have a tape on them denying me the paperwork.

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