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Report: #979020

Complaint Review: Homecommings/ GMAC Mortgage, LLC - Lousiville Kentucky

  • Submitted:
  • Updated:
  • Reported By: Kimberly — Milwaukee Wisconsin United States of America
  • Homecommings/ GMAC Mortgage, LLC PO Box 9001-719 Lousiville, Kentucky United States of America

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 I purchased my home 13 years ago, for $79.9 I decided to take out a $10,000 loan that I was told was a fixed for 30 years.  With in that time my loan was sold three times ( homecommings gave me the original loan) and they sole it. Each time I would get a letter from some unknown company stating my mortgage was raised and I have been put into a new category so instead of making my normal payment it was raised $1,000.00. I told them them were crazy. I was constantly harrassed by the mortgage company to make this large payment and each time i called  to try and get some understanding of what was going on the person on the line was extremely rude and uncaring about the situation. 

So out of frustration I refinanced again to get away from homecommings only to have the company Ameriquest (who is also out of business for fradulent pratices sale my loan back to homecommings).  In in effort to stop my payments from constantly adjustiing when I have papers showing a fixed loan I consulted an attorney who printed me a copy of the papers homecommings stated were my original documents. Those documents were not the ones I signed and my signature had been forged.  I went from an $80,000 Mortage to a now $150,000 mortgage.

I have required legal counsel but it appears they are working with the Mortgage company because they (GMAC Homecommings is dictating what payment is best for me) Homecommings has lied, cheated, forged and ripped off many consumers like myself and they or their servicing company should be closed down and people like all of us who has been wronged should be compensated and all those attatched dollars that homecommings have put on our loans should be erased. The stress has caused me and my family a continued hardship besides the fact that I now have bad credit when I in good faith would pay what I owe. I feel it's terrible that I have a bill that I did not create. Please help us.... against these greed, uncaring, lieing, foreging minipulators who only interest is Wall Street and their family's greed.

This report was posted on Ripoff Report on 12/07/2012 09:14 AM and is a permanent record located here: https://www.ripoffreport.com/reports/homecommings-gmac-mortgage-llc/lousiville-kentucky-40290-1719/homecommings-gmac-mortgage-llc-liers-cheaters-rude-and-uncaring-lousiville-kentucky-979020. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#2 UPDATE EX-employee responds

Make Taxpayer Owned GMAC Accountable to the People

AUTHOR: Pro Se Advocate - ()

POSTED: Thursday, February 27, 2014

The Independent Review and Foreclosure settlement was a joke.  GMAC is too big to fight alone.  Please join us in the fight to stop the Bully now known as Ally Financial at http://chn.ge/1iz3BwV.

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#1 UPDATE EX-employee responds

National Mortgage Settlement working group,

AUTHOR: National Mortgage Settlement Linked - (United States of America)

POSTED: Wednesday, January 09, 2013
Go to LinkedIn, it's free and the NMS group is public. The government's Monitor is sponsoring a working session and this is what he wants to hear, so he can help. Billions in penalties were assessed in 2012, so this LinkedIn group wants your examples and can help. LinkedIn is simple - don't worry about the hundred profile questions, skip to the end and just add your email and contact info.

Good luck, Oscar
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