HSBC Bank of Nevada Demanded $3, 900.00 in Payment for a debt that was paid off. Claimed I hadn't made a payment in 8 years! Las Vegas, Nevada

HSBC Bank of Nevada is harrassing me through a law firm in Wisconsin (I live in Texas).  They have taken an account which has been closed for some time now and demanded over $3,900.00, claiming this account has not recieved a payment in 8 years.

Since I have lived in the house, with the same e-mail address & phone number for the last 17 years, you'd think they would have contacted me before now.  But they didn't.  All of a sudden, out of the blue, I got a letter from a law firm stating that I owed HSBC of NV. all this money!  I guess they figured that after 8 years I wouldn't remember my debts or keep any records of payments.

From the accounts I've been reading, I'm certainly not the first victim of HSBC of NV. greed.  However, I'm fighting back with the help of the state Attorney General's office.  I believe this error is one of three things: 1.) clerical error on the bank's part, 2.)Identity thrft, 3.) Embezzlement on the part of bank employee. 

In addition to this belief that HSBC of NV. is playing games with my credit, I am a senior citizen and I think they believe if you're over 60, you have no memory at all.  Being a senior citizen does not mean I can't remember my responsibilities to my creditors.  I do and I DON"T owe the HSBC Bank of NV. a dime, nor will I pay them one cent!!