Complaint Review: HSBC India Ltd - Bangalore India
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- HSBC India Ltd HSBC India, MG Road Bangalore, India India
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- Category: Banks
HSBC India Ltd Bank account not closed when requested, account goes into negative and bank is forcing me to pay up. Bangalore India
*Consumer Comment: Who used the account
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I had a corporate Power Vantage account with HSBC,
Since our company started banking with another bank, we had to change our salary account. On August 4, 2008, I visited the HSBC bank MG Road branch and filled in the required documents for closing my HSBC account, and I was told that my account had been closed ( I also submitted my debit card and cheque book).
However, now I have been receiving mails from HSBC saying that there is a debit in my account, and I need to fund it. Please note that I was unaware that my account was still functioning, and I was not provided any intimation about the same whatsoever. I even filed a complaint at their call center (complaint no. 2903277788), and I was told that I would have to go to the bank and fund my account of the deficit (Rs.4000 and odd) and get this done. Since this is an error from the bank's side, I think it would only be fair on their part to close this account and spare me any further inconvenience...
Deepthi rao
Bangalore
India
This report was posted on Ripoff Report on 04/20/2009 05:42 AM and is a permanent record located here: https://www.ripoffreport.com/reports/hsbc-india-ltd/bangalore-india/hsbc-india-ltd-bank-account-not-closed-when-requested-account-goes-into-negative-and-bank-445062. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#1 Consumer Comment
Who used the account
AUTHOR: Angry In Va - (U.S.A.)
SUBMITTED: Tuesday, April 21, 2009
If a check went through that you wrote or used your debit card most banks will pay it and charge overdraft charges for a little while after account is closed. this is incase you have outstanding checks. If it were the other way around you would not be upset. If someone made a deposit. for instance last time I moved and changed jobs I closed my checking account after taking the correct action to cancel direct deposit at my job and have them mail my last check. Well someone didn't get the memo and my check was deposited. Luckily the bank was nice enough to reopen the account and hold it untill I got in touch and told them where to send the funds.
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