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Report: #1285187

Complaint Review: hsbc mortgage corp - Internet

  • Submitted:
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  • Reported By: Cathy — Sebring Florida USA
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  • hsbc mortgage corp Internet USA

hsbc mortgage corp I filed a deed in leu of foreclosure on Oct 1, 2010. Through HSBC law firm in Tampa Fl. In 2011 they filed a TRANSFER OF MORTGAGE BACK TO hsbc oN 07/2013 THEY THEN FILED A FORCLOSURE NOTICE without notifying me Depew New York

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When I could no longer afford my home in Sebring Fl.  I had contacted HSBC in Depew , NY. there after many phone calls , I finally spoke to someone who gave me the number of the attorneys in Fl and suggested I seek out a deed in leu of foreclosure. I made contact with Florida Default Law group in Tampa Fl(813) 251-4766.

I spoke with a young lady there who sent me a package to be filled out by me and return to them within 72 hrs after receiving.  Which I complied with. I returned the papers on Oct 1, 2010 and called the law firm. They told me to vacate the home within 30 days and leave it clean and intact.  Which I did. I returned the keys with the paper ork earlier,  locked the door and left on Oct 15, 2010.

In May of 2011 I noticed a transfer of mortgage had been recorded and felt that the deed in leu was completed. I had never filed a forclosure or dee in leu before and so was not very wise as t what documents I would get.,  I noted that no one ever went near the home after that, no signs nothing.  I received a code violation in June 2012 for a fence surrounding the pool wa down and I notified code that HSBC was in possession of that home, right after that I recieved a release of lien and a new lien had been placed in favor of HSBC.

We are now in 2016, I had applied for a mortgage for a much smaller home and suddenly there is a foreclosure on the home I turned back to HSBC, filed on July 7, 2013. When I call the law firm I am told the deed in leu of foreclosure did not go through as there were liens on the property.  When I look up the leins they are for code violations and the home association feed that were not paid after I left.

When I ask, why I wasn't informed about this, again told they thought they mailed me a letter. I asked them where did you mail it and they cannot give me an address, nor can they tell me if there was a hearing on this foreclosure.

HSBC can't find anything and keep sending me from extensaion to extension.   I am going on 75 years old, and do not feel anything was handled in a timely manner. Part of the reason for turning back the house was they gave me their insurance company which raised the mortgage amounThey insisted I pay bills that were not mine to raise the samount of the lon, I kept returning their checks to them, as the people who HSBC wanted me to pay kneww I was not the person who owed the money.  HSBC  MORTGAGE WAS A NIGHTMARE FROM THE BEGINNING, BUT TO HAVE A FORECLOSURE FILED 3 YEARS AFTER THE FACT WITHOUT KNOWLEDGE IS WRONG. 

Thanking you

 

This report was posted on Ripoff Report on 02/04/2016 06:13 PM and is a permanent record located here: https://www.ripoffreport.com/reports/hsbc-mortgage-corp/internet/hsbc-mortgage-corp-i-filed-a-deed-in-leu-of-foreclosure-on-oct-1-2010-through-hsbc-law-1285187. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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