Ripoff Report Needs Your Help!
X  |  CLOSE
Report: #401827

Complaint Review: I Core Capital Consultants - US Homesavers - Dallas, Texas

  • Submitted:
  • Updated:
  • Reported By: Dana North Carolina
  • Author Confirmed What's this?
  • Why?
  • I Core Capital Consultants - US Homesavers www.ushomesavers.com Dallas,, Texas U.S.A.

I Core Capital Consultants - US Homesavers They Take your money and Run....and a mysterious call months later! Dallas Texas

*REBUTTAL Owner of company: Rebuttal to Melanie Jones

*Consumer Comment: What about us?

*REBUTTAL Owner of company: Dear Susan

Show customers why they should trust your business over your competitors...

Is this
Report about YOU
listed on other sites?
Those sites steal
Ripoff Report's
content.
We can get those
removed for you!
Find out more here.
How to fix
Ripoff Report
If your business is
willing to make a
commitment to
customer satisfaction
Click here now..

Back in the summer, my husband was trying to do a simple loan modification with an investment property he has in FL. Several calls to the mortgage company and no help from them. We got online a researched a few companies that specialized in this and checked with the BBB and a few other sites for any complaints or negative comments about the company we were going to choose before we did any business with them.

We called US Homesavers/I Core Capital Consultants, Inc. and got an info packet paid our $97.00 and spoke to the gentleman who said that he could help us. Well we got a phone call here and there for the first week and after that we had to call constantly to get ahold of this man. After the first month, no phone calls at all. That was in September.

We ended up taking care of the situation with the bank ourselves. I sent an email Nov. 7th to US Homesavers stating that we had taken care of this and that no further action was needed on their part. I was prepared to forget about the $97.00 we paid them for nothing.

Last night( Dec. 15) we got a phone call from a "Malcolm Giles" who stated he worked for US Homesavers and that he wanted to talk to us about the mortgage. We questioned this gentleman about how he got our information and why they were calling after I had sent an email stating that we had taken care of this.

Mr. Giles got very beligerent (cursed) and hung up the phone. I got on Intellius and tracked the phone number to Scottsdale, AZ with some other info. I felt that this man was either sold our information from US Homesavers or was part of a phishing scheme.

If you need to do a loan modification, save yourself the aggravation, money and time and just do it yourself with your bank. You will be glad you did. Don't go to these companies that prey on people.

Susan
Dana, North Carolina
U.S.A.

This report was posted on Ripoff Report on 12/16/2008 07:56 AM and is a permanent record located here: https://www.ripoffreport.com/reports/i-core-capital-consultants-us-homesavers/dallas-texas-75287/i-core-capital-consultants-us-homesavers-they-take-your-money-and-runand-a-mysteriou-401827. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?

Updates & Rebuttals

REBUTTALS & REPLIES:
0Author
1Consumer
2Employee/Owner

#3 REBUTTAL Owner of company

Rebuttal to Melanie Jones

AUTHOR: Curt - (U.S.A.)

POSTED: Tuesday, June 02, 2009

I'm surprised to have had only two complaints after nearly seven years in business. Maybe we don't do enough business or maybe we provide great service. You be the judge.

Melanie, we approved your loss mitigation pre qualification application back in January of this year stating that you were qualified for a pre foreclosure short sale OR if your husband went back to work, we could then proceed with trying to negotiate a home ownership retention program with your lender.

"You" opted to wait until your income situation improved which was at least a couple of months later. We heard nothing from you during that time so when you did call us, we merely asked you to update your application with new bank statements and paycheck stubs. Your $97 application fee was indeed earned unlike in Susan's case, where we definately dropped the ball by having not been able to find a Realltor interested in listing her non owner occupied property in Florida. Like you, Susan never asked for her $97 application fee back even though I told her husband I would be glad to do so if he would simply send me an e-mail request. He never did so and I get flamed here on the Rip Off Report on which my case is indefensible.

You application fee was, however, earned. It was you who decided not to update your file so we could proceed. You too have also flamed us in a libelous manner so I see no need to say anything other than to thank you lucky stars I don't sue you and Susan for you slanderous flamers that could both have been corrected with a phone call. There are a zillion so-called loan modification companies out there ripping off people left and right for thousands of dollars. For us to jeopardize our sterling, long-time perfect reputation for the sake of a $97 application fee would be pretty stupid on our part, don't you think ladies? Apparently rage took precedence over thought.

Respond to this report!
What's this?

#2 Consumer Comment

What about us?

AUTHOR: Melanie Jones - (U.S.A.)

POSTED: Sunday, May 31, 2009

Dear U.S. Homeowners Representatives:

I too experienced something similar to Susan. My name is Melanie Jones.

Please contact me. I am sure you have my information.

If not, please see info below:

Phone: 832-677-3669
Email: blackpearlsclub@yahoo.com

I look forward to hearing from you so that I may complete an application for reinburstment.



P.S. I used my real name.

Respond to this report!
What's this?

#1 REBUTTAL Owner of company

Dear Susan

AUTHOR: Curt - (U.S.A.)

POSTED: Thursday, January 15, 2009

You can't be in business as we have for six years and have no complaints but, up until now, we have managed to do so.

After receiving your very hostile voicemail message regarding your $97 application fee and Macolm Giles, I immediately called your husband, Randy.

I told Randy that I had indeed dropped the ball on his application for assistance with the subject property in Florida. I asked that he e-mail a request for a refund of your $97 application fee which I never received. Your Application fee deposit is still sitting in our trust fund. We are not in the $97 application fee business.

Regarding Mr. Giles: I cannot believe he instigated any unappropriate communication. Rather, I believe you got upset with him about getting "ripped off" of your $97. Do you think I would have sent your website submission to Malcolm if I had knowingly ripped you off? Not likely.

The bottom line here is that you gave us no opportunity to make good on your complaint which I acknowledge was legitimate. However, if you are going to flame a person or company's reputation as you have here, you should have the decency to use your real name, location and the true facts.

Respond to this report!
What's this?
Featured Reports

Advertisers above have met our
strict standards for business conduct.

X
What do hackers,
questionable attorneys and
fake court orders have in common?
...Dishonest Reputation Management Investigates Reputation Repair
Free speech rights compromised

WATCH News
Segment Now