Ideal Credit Union/ Postal credit union Postal credit union changed to Ideal credit union Ideal Credit Union rolls back account balances to obtain overdraft fees Woodbury Minnesota

Ideal Credit Union/ Postal Credit Union roles back transactions to create overdraft fees.  As a former Postal worker I trusted the Postal Credit Union fully,  When they changed to ideal credit union it seems theydecided tomake up their banking procedures to their likeing.  What had happened to me has happened to others at the Ideal Credit Union.  My pay checks arrive at the Ideal Credit Union via direct deposit on the first of each month. On the third of the mont two overdraft fees of $35.00 was charged to my account.  On the ninth of the month another overdraft fee was charged to my account of $35.00 even though nine days earlier $7000 was deposited into my account via direct deposit on the first of the month.  On the ninth of the month my account balance was $5000,  They charged me $35.00 overdraft fee on a transaction that arrived to he bank on the eigth.  Their answer to this was that they go by posting dates.  So they can go nine days out and roll back those transactions to one day before your direct deposit to create a $35.00 fee.  This is not a one time problem they do this type stuff on a regular basis.  Most people at the bank just pay the fee and do not make waves because this is human nature.  I incourage anyone who has expiereinced this type of banking practice to notify the National Credit Union Association.    Take care