Complaint Review: Illegal Collection Practices from the Law Office of Joe Pezzuto, LLC - Minneapolis Minnesota - Minneapolis Minnesota
- Illegal Collection Practices from the Law Office of Joe Pezzuto, LLC - Minneapolis Minnesota 6636 Cedar Avenue South, Suite 150 Minneapolis, Minnesota USA
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- Category: Collection Agency's
Illegal Collection Practices from the Law Office of Joe Pezzuto, LLC - Minneapolis Minnesota Illegal Collections Tactics Fake Summons Minneapolis Minnesota
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I have been getting collection letters from this collection agency/law firm saying I owe a debt on an old credit card that was actuall paid in full years ago on good faith to the actual card holder. However, I never closed the account after I paid it off, as I've been told that it could hurt your credit rating. Regardless, this has gone on for well over 2 years, and every time I ask for verification, they do not send anything, or when they do, they send a 1 paragraph statment showing that "so & so" company bought the debt and they represent that client. And they dont send this in a reasonable time, but 6 months later
Today, someone came knocking at our door asking for me. I wasnt home but my wife answered the door. This young kid asked if he could leave this "summons" with her. She was a bit shaken, not knowing who this person was or what the summons was about, but took it to give me when I got home.
I looked it over and at first, appears it would be a summons, but there is no case or court number. Furthermore, the letter was written and dated 19 days ago, and the "summons" said I needed to respond within 20 days of the letter, in writing, if I agree or not to the Plaintiffs complaint. Otherwise a judgment could be entered on the plaintiffs behalf. It was signed by the attorney Merrick B Williams 19 days ago
So I pulled out some other paperwork I have from them, the most recent being a letter dated 7 days ago that says "use your tax refund to pay off your debt", along with "if you pay now, we are authorised to settle for a lot less than what is owed." The kicker? On this letter from 7 days ago, it stated NO attorney has reviewed my file regarding the circumstances.
So they send a 21yo kid to serve a fake summons dated 19 days ago that they hope I wont return tomorrow in person, because if I mail it, it's well past the 20 day response time, yet have a letter dated 7 days ago that no attorney has reviewed my file?
It's scare tactics from a money chasing attorney who doesnt verify anything for accuracy. Filing a complaint with the FTC and the BBB. I also contacted the local police, who told me it's not illegal to create a fake looking summons, but it would be considered harassment for them sending a person to my house to deliver a letter in person, especially if it's a fake looking court summons.
This report was posted on Ripoff Report on 03/18/2014 08:19 PM and is a permanent record located here: https://www.ripoffreport.com/reports/illegal-collection-practices-from-the-law-office-of-joe-pezzuto-llc-minneapolis-minnesota/minneapolis-minnesota/illegal-collection-practices-from-the-law-office-of-joe-pezzuto-llc-minneapolis-minneso-1131705. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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