Insight prepaid Visa card Bank of Chicago Fee me to ZERO BALANCE. Sacramento California

 From the day you load money on your prepaid card, Insight prepaid Visa card will find a way to charge you a fee. For each transaction is $1.00. However if it's a domestic fee it's a $2.00 fee. They charge you $2.00 to $5.00 to load YOUR MONEY onto the card. If you would like a card with your name or lose your card and need a replacement, it's $9.95. They find a way to lock you out of website so you have to speak to customer service so they can charge you $1.00. When you call customer service you will be on hold a minium of 15 minutes. Everytime I call it's over 20 minutes. On Dec. 22, 2016 around 1pm. I phone 4 times, on hold more than 30 minutes each time. Hung up after 30 minutes due to no answer. I was still charged $1.00 each call even thou nobody answered the call. Today I was on the phone 32.27 wait for customer service to answer, they never did. But if I look on my statement they charged $1.00. I believe this may be grounds for a class action suit,