Insphere / Health Markets / Mid West National Life Do Not Buy From or Work For Insphere / Healthmarkets Nationwide

What a company Insphere / Healthmarkets is.  I am a former agent and was new to the business in 2008.  Healthmarkets was a very appealing company to work for in the beginning until you open up to find the dirty little details.  Remember "the devil's in the details".  Read and understand the contract has been my lesson learned. The offices are clean, the people young and professional and it seemed a great place to start my insurance career.  During my time there I was annually in the top 150 producers nationwide over 3+ years.  Since the cancellation of my contract in 2011 I have received over $59,000 in 1099 income that I have never received as income.  What has prompted this filing on rip-off report is that I just received another $11,000 in 1099's for 2012 when I have not worked for the company since 2011.  There are logistics to understand that "debt" is accrued when you work for an agency like Insphere and they don't tell the fresh young faces at Insphere / Healthmarkets that you are contracting with a company that has a borderline criminal approach to doing business.  An agent can make good money working there however you will be in debt the moment you sell a policy.   Insphere is making money hand over fist and at the young brokers expense.  Again it's borderline criminal how they operate. 

Furthermore the products they sell are over-priced compared to the market.  Many of which are being sold as bold faced lies to consumers regarding how the coverage works.  Upon finding out that their system is made to make INsphere money and that the products they sell are (forgive me) crap, well that's when I decided to leave and work on my own.  This is being sent out with a lesson learned attitude and with a good bit of contempt for this company.  One would think that 3.5 years after selling my last policy and having made them a ton of money that it would be in the past.  Hear my message and take a lesson that they will screw you over the long run.Their products are not good for clients, their pay structure has nearly burried me financialy.

Think twice before doing business with Insphere as an agent and run if one of their agents calls you to sell you a policy.