Integrated Solutions Risk Management Integrated Solutions, Timothy Vanderberg, Victoria Watikins Fraudulent Tele-Marketing Practices: Medicare, CMS, and Michigan Medicaid. Fraudulent Infromation concerning Life Insurance. Grand Rapids, Michigan

WEST MICHIGAN SENIOR CITIZEN CONSUMER WARNING:

DO NOT ACCEPT APPOINTMENTS FROM INTEGRATED SOLUTIONS RISK MANAGEMENT, GRAND RAPIDS MICHIGAN

616-454-4776. OR 1-888605-4776.
BLOCK THIS NUMBER OR REFUSE THE APPOINTMENT!!!

4/2013

NOTICE:

Integrated Solutions Risk Management, Grand Rapids, MI 49504 on Front Avenue actively telemarkets West Michigan seniors by using fraudulent practices. Appointment setters from this agency will claim they are contracted or represent individuals on behalf of Medicare. This is against CMS and Medicare federal law and telemarketing guidelines. They have been warned before and still do not follow orders in an effort to make money on West Michigan seniors. They will call claiming they have information concerning your Medicare benefits when it is a front to get in the door and sell you Medicare Supplement, Advantage or Life insurance.

NOTICE:

Life insurance. This agency sells an Irrevocable Burial Trust. Consult your tax adviser and lawyer concerning this. A quick search of the internet, call to your local DHS or medicaid office, or phone call to an estate lawyer will tell you that NO IRREVOCABLE life insurance trust is accepted as Medicaid safe in Michigan. Only certain types of PRE-NEED contacts are safe. The product they sell does absolutely nothing legally to protect your funds. Consult your elder law attorney or Medicaid office to find out this truth!They create the illusion of buying life insurance from them is better than any other licensed insurance agent. Know the difference between different types of products. A GOOD insurance agent will give you this information freely without pressure. An estate trust can be different than an irrevocable burial trust. Know the difference, be informed!