Complaint Review: Integrity Home Loan of Central Florida - Internet
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- Author Not Confirmed
- Integrity Home Loan of Central Florida 3030 N. Rocky Point Dr. W. Internet United States of America
- Phone: 888-897-2388
- Web: http://inthomeloan.com
- Category: Mortgage Companies
Integrity Home Loan of Central Florida Jeff Stampfli Lies, Decieves, Waste of Time, No Communication, Does Not Know what He is Doing Internet
*REBUTTAL Individual responds: Mr. Steven Ternes
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I started working with Jeff and his company about a month ago. Jeff ran my credit and stated that I was pre-qualified for a home loan and I "should start looking for a home," and once I find one, contact him and he will provide me the pre-qualification letter so I may submit my offer. Last week, after weeks of searching, and going to many different properties, spending the weekends driving all over Florida to find a home, the wife and I finally found a place that would be perfect for us. We had the Agent we were working with file all of the paperwork, and we were just waiting for the pre-qualification letter. So I tried to call Jeff in his office, on his cell, and sent many emails to get a hold of him and obtain the letter. Jeff never sent a single response, so I then spoke with his manager, George. He started to look into my file and told me that I would get a call back in 30 min. The next day (Day 4 of me trying to reach him and get some answers) I received an email from Jeff stating that I was not able to be approved, at least not without additional work, more points, and a larger down payment. This of course was a completely different tune from previous conversations with Jeff. So I was not able to get the home we spent weeks searching for, and now I am working with a legitimate company to assist me and an agent of that company who actually knows what he is talking about, and does not tell me anything that is not true.
If you are thinking of working with this Mickey Mouse organization, or with Jeff Stampfli himself, I would advise you to avoid them like the plague. They are a nuisance to the industry, and are nothing more than a huge waste of time.
This report was posted on Ripoff Report on 04/06/2011 06:22 AM and is a permanent record located here: https://www.ripoffreport.com/reports/integrity-home-loan-of-central-florida/internet/integrity-home-loan-of-central-florida-jeff-stampfli-lies-decieves-waste-of-time-no-com-714441. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#1 REBUTTAL Individual responds
Mr. Steven Ternes
AUTHOR: Jeff - (United States of America)
SUBMITTED: Friday, April 15, 2011
Mr. . Ternes came to with the desire to prequal for a home purchase , He informed me that he had 10-12k to put down . I took his application and pulled his credit. He score was 2 pts below what ANY conforming bank would approve. I informed Steven of this ,and he stated that he was aware and that he purchased a car and had 40 inquires on his report and would work to get them off.
We waited 30 days and the score didnt go up any ,but I stated that a program was coming out that would accept a lower score and I informed him of such ,( now in the interim we ran a DU report and found that MR. Ternes owes "BACK CHILD SUPPORT" payments and this with the low score precluded him of obtaining any financing and I told him this would have to be addressed.
It was at this junction that Mr. Ternes became very angry and stated" YOU TOLD ME IM PRE-APPROVED ,YOU MEAN I WASTED ALL THIS TIME LOOKING FOR A PROPERTY ETC"
I then explained that we could still do the deal but he would just have to address his back child support payments & low credit score .It is beyond me and my logic why a person who is responsible for his own personal credit responsibilities can project his anger on someone else .I am not responsible for his past personal bad credit history ,.I am sure the mother of his children and all the bad debt that he didnt pay off would agree. Mr. Ternes then stated he would slander me all over the internet .(which he is doing )
I will take responsibility for apparently not communicating to him properly that his credit issues were a priority.
If Mr. Ternes will acknowledge that the poor credit score and rating and unpaid Dead Beat Dad Child support is of his doing and his doing alone ,as he the architect of his own financial past, present, future.
This is a case of Miscommunication and unrealistic expectations from a person who obviously has a past history of not paying any one back yet finding blame to lay at everyone that lies in his path .
Now that people have heard both sides they can come to their own conclusions. Please type my name anywhere on the internet and you will clearly see that I do not have any history to support Mr. Ternes claims. Now ask Mr. Ternes to provide the name and addresses of all the creditors that he has not paid in his past and ask them what they think of him !
Regards
Jeff Stampfli
Integrity Home Loan
Sr. Loan Originator
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