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Report: #1431833

Complaint Review: JC Penneys SYNCB - Arkansas

  • Submitted:
  • Updated:
  • Reported By: Lisa — Fayetteville Arkansas United States
  • Author Confirmed What's this?
  • Why?

JC Penneys SYNCB I paid on this account even though I was behind. I paid it to a zero balance Arkansas

*Consumer Comment: What fraud?

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I fell behind.  I paid on this account even though I was behind.  I paid it to a zero balance per their computer when I called in last payment.  The company was in bankruptsy and sold accounts to stay aboce water.  The account was sold even though I was making agreed upon payments.  I paid it off to JC Penney through the phone payment system.  The company will not take it off of my report.  There is not a collection company.  The company is committing fraud and lying to credit reporting agencies.  They committed fraud to the companies they sold the accounts to as well.  The accounts had no value because they were paid off or in repayment as agreed.  This company needs to be audited for the years 2012-2016 and pay close attention to accounts sold and compare to current information that JC Penney has in their computer system.  The company does not way to correct the record because it shows their fraudulent activity.

This report was posted on Ripoff Report on 02/28/2018 08:18 PM and is a permanent record located here: https://www.ripoffreport.com/reports/jc-penneys-syncb/arkansas/jc-penneys-syncb-i-paid-on-this-account-even-though-i-was-behind-i-paid-it-to-a-zero-b-1431833. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

What fraud?

AUTHOR: coast - (United States)

POSTED: Thursday, March 01, 2018

JCP will inform the credit bureaus that the account is paid but don’t expect them to remove the delinquent reports because history can’t be changed. It will cycle off in 7-10 years. They have the right to sell the account to another collector so it’s unclear why you are claiming fraud.

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