Report: #115777

Complaint Review: Jeff Paul Systems - Instant Profits Organization

  • Submitted: Tue, November 02, 2004
  • Updated: Mon, December 06, 2004
  • Reported By: Mayo Florida
  • Jeff Paul Systems - Instant Profits Organization
    956 S Bartlett Road
    Bartlett, Illinois
    United States of America

Jeff Paul Systems - Instant Profits Organization ripoff scam, false TV advertising, VERY costly, false business opportunity that can damage your own credit history Bartlett Illinois *EDitor's Suggestions on how to get your money back into your bank account!

*Consumer Comment: You usually get what you pay for.

*Consumer Comment: Jeff Paul isn't a crook...

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Jeff Paul Systems advertises on television as a homebased business opportunity that is turnkey, using a proven product and stating in his material that it can be started up with zero dollars, no computer, and no computer experience.

You start with a small purchase price of the initial material, $54.95 with shipping included. What you receive in the mail is useless and they give you a number to call so they can upsell a larger package based on what 'you' want to make per month. Of course, what you 'invest' is related to how much you can sink into it. They try to upsell anywhere from $5,000 to $15,000.

They told me I would make my money back within 3-6 months and then they mail you a huge box of notebooks and tapes that are part of the website they sell you. You cannot do what they tell you to do to prepare for your websites they sell you, unless you have a computer. And you cannot do what they tell you to do with your websites unless you have some computer knowledge.

They have someone contact you immediately to set up a merchant account with a lease for a virtual terminal that you can never cancel. Then when you try to cancel, they do not respond to your inquiries, they just send you late notices and report you to the credit bureau.

After many months of zero sales, I have tried to cancel everything, including credit cards because the Web master kept on charging it without my authorization.

They promise in their guarantee an 'unconditional, unrestricted, no b.s., iron-clad guarantee to try this program with no risk'. If you are unhappy with it for any reason, you can get a refund...within 30 days from the purchase date. Beware, there is no way you can possibly review and get this up and running to see if it will work for you within 30 days.

Jeff Paul also goes on to state that there are no 'weasel clauses, if you don't like what you see just send it back for a complete refund, no hassles, no b.s. If I wasn't sure my system was as good as I say it is, I wouldn't offer such a no-risk guarantee, right? If my stuff wasn't as good as I say it is, I would get killed with refunds'.

Guess what? In August, I returned his material with a letter requesting a refund. I emailed them to let them know it was coming, and after 16 days, they responded and said if it came back they would refuse it. So much for that iron-clad refund guarantee!

So now, Jeff Paul has my money, and the material. I have mailed all of this information to the NYS Office of the Attorney General, the State Consumer Protection Board, and the NYS Better Business Bureau.

He has some 29 complaints within 12 months according to the Better Business Bureau, and they don't give out any names to someone trying to resolve their own problem.

I am a stay at home mom, homeschooling my son, and also take care of my 70 year old father. I have been in independent sales before, but just wanted something to do from home that would not interfere with my other responsibilites but would bring in a little extra money. I purchased the extended 'investment' opportunity without consulting my husband, primarily because it was a pressure tactic on their part, wanting my decision quickly.

That is how much of their program works, you have to agree to things quickly; sign and return things quickly; never any time to stop and make careful decisions, and that should have sent up red flags all over. However, they always had a good reason for everything.

Except now, they have my money, and they have their material back, and I have nothing but copies of letters sent trying to resolve this issue. It seems Jeff Paul can go on deceiving people with no consequences. How many others must be taken in before something is done?

Please, if you want a home based business...Jeff Paul is definitely not the one you want to even look at. You will have to get a job to pay back what he takes.

Phyllis Mayo, Florida

EDitor's Suggestions on how to get your money back!


Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.

According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.

If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.

Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!


Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.

And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.

Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.

If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.


If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.

Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.

And good luck Let us know how you do!

ED Magedson Founder, Rip-off & Author of

Don't let them get away with it. Make sure they make the Rip-off Report!

We are not lawyers. We are not a collection agency.

We are Consumer Advocates. ...the victims' advocate

WE are Civil and Human Rights Activists

We are a Worldwide Consumer Reporting News Agency consumers, for consumers

CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.

This report was posted on Ripoff Report on 11/02/2004 12:38 PM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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Updates & Rebuttals


#1 Consumer Comment

You usually get what you pay for.

AUTHOR: Nicholas - (U.S.A.)

I purchased Jeff Paul's system over a year ago. At the time, it was a one-time fee of $39.95.

Currently I am writing e-books on various topics. Most of which deals with investigating companies such as Jeff Paul, other shady businesses, how to find out about them before it's too late, as well as your consumer rights. My experience has come from firsthand in dealing with these types of individuals.

When I received the package, the materials were OK, but nothing to write home about. In regards to the CD full of reports, that was a waste of a CD. The majority of the reports were outdated by years. Another issue was that the reports contained numerous spelling and grammatical errors. You would think that they would at least make the reports sound as if they were professional written and not written by a sixth grade "D" grade student. The only thing the system done was get me interested in information marketing.

Now that I am reading these reports, I see that they have moved up to a monthly-based system. I find that kind of funny. A couple years ago, I also purchased one of those government grant CDs. At the time, it was a one-time fee. Now I noticed that complaints about the company are that they have converted it to a "reoccurring" charge and don't tell people. Seems to be the new scam of the time.

As for Jed's comments, I'm sure he would think differently if it were he on the other end. I can understand about the merchant system. I was scammed by Orange County (OCX). Furthermore, he commented, "You may have been sucked in to Jeff Paul's copywriting, but that is his job." I must ask, when you own a business, is it one's job to "acquire" customers or to just "suck" them in?

Jed also stated, "But Jeff Paul is a very successful direct/internet marketer." True. He has made large amounts of money off people. Just because someone is financially successful, that does not mean that they are a truly honest person and does honest business.

In regards to,

"If you want to be a self employed direct/internet marketer, you better be prepared for the long haul, have enough seed money for ads, copy, printing, mailing house, etc. Direct marketing is not a get rich quick scam by any means. You can create a very good to great income wherever you want to do it though. But you have to be willing to be all that you can be, spend some money on materials, and the sort. "

It is not true that there is a "long haul" and you have spent money on every single method mentioned. I suggest people use the Internet. There are tons of ways to advertise for little or no cost on the Internet.

This woman did go through a school of hard knocks, but I would not give her an F. Just because she is not happy with her outcome does not mean a person gets an F. Everyone has a right to be not happy as well as complain when they have been ripped off.

In all, I would not recommend the Jeff Paul system. If you would like to learn about information marketing, just search Yahoo! for "free information marketing" or for the term, "infopreneur." Create you an account at Yahoo! or Hotmail and read through the websites, signup for the "free e-books" and such. It is not a get rich quick method. There's a lot to learn.
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#2 Consumer Comment

Jeff Paul isn't a crook...

AUTHOR: Jed - (U.S.A.)

If you sign up for a merchant have an agreement in writing for 36 months. If you break that are in bad graces with almost all of the credit card companies for probably the rest of your life. You are now screwed.

You may have been sucked in to Jeff Paul's copywriting, but that is his job. He should be more explicit in his details about his money back offer. That is bad. But Jeff Paul is a very successful direct/internet marketer. He is not a ripoff artist. I have no connection at all with him.

If you want to be a self employed direct/internet marketer, you better be prepared for the long haul, have enough seed money for ads, copy, printing, mailing house, etc. Direct marketing is not a get rich quick scam by any means. You can create a very good to great income wherever you want to do it though. But you have to be willing to be all that you can be, spend some money on materials, and the sort.

This lady has just been to the school of hard knocks. Her grade is a F.

Life goes on.
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