JMR and Associates Capital management holdings llc Scam artist/rogue collection agency West Seneca New York

This company uses illegal tactics to scare millions of people into paying a debt they most likely do not owe. They claim to be a lawyer office and threaten criminal charges and false imprisonment to those who do not pay there bills. They will attempt to intimidate you into believing you will be charged w check fraud for a payday loan. Payday loans are post dated checks and do not fall under the laws of bad check writing. They will also threaten harm to you if the bill is not paid. All of which is in violation of the fdcpa and carries a 1000 fine for each and every violation. These people will continue to harass and threaten not only the passion that owes the bill but all their family and friends as well. If you're contacted by these people immediate contact your statest AG as well as the NYS AG office and file a company. Also contact the bbb,  cfpb and ftc. These people will lie and tell you all sorts of bs to steal your money. IT IS NOT TRUE AND DON'T BELIEVE A WORD THEY SAY! You can ask an attorney and they will advise the same thing. Do not give these people any personal information. They are a bunch of drug addicts and felons working there and shouldn't have access to your personal information.