Juniper Bank - Attorney Cohen froze my bank account Miami Florida

Hi Jay --

What exactly is the debt you owe? If you are clear on that and are certain that this punk Cohen actually filed a lawsuit, find out the case number and what county he filed it in.

If I were you I would call his office back (from a pay phone), pretend to be cooperative and indicate you would like to send in your payment. Then ask for the case number of the "lawsuit" and what county and judicial district it was filed in. Tell the person you want to put that information on your check to make sure it is paid toward the "judgment" they have against you. Get the name of the attorney who filed the lawsuit and an address to his "law office" so you can mail in your payment. (Obviously you are not going to send a payment - this is an information gathering call)

Once you get all of this information, go online to the state bar where his office is located to see if he has actually has a license in that state. People cannot just pretend to be lawyers, they call it fraud. I worked for lawyers who did debt recovery. I guarantee you the lawyers are not the ones hustling the people on the phone for money. You are hearing from their collection goons.

Courts just don't grant judgments against people and rubber stamp bank levies without adequate proof of service. There is a process to a lawsuit. Basically a complaint is filed, you are served (if not personally, they must mail you a copy), you provide a response usually within 30 days (if not, a hearing date is set for entry of default) (you are notified again of hearing date) a determination is made, if default, they submit their judgment, (you are supposed to be sent another notice), entry of judgment occurs (you are supposed to be sent notice of entry of judgment), then and only then, can they start levying your bank account or any other monetary asset you have to satisfy their judgment.

Hope this helps. All the best to you,

Dot

Hi Jay --

What exactly is the debt you owe? If you are clear on that and are certain that this punk Cohen actually filed a lawsuit, find out the case number and what county he filed it in.

If I were you I would call his office back (from a pay phone), pretend to be cooperative and indicate you would like to send in your payment. Then ask for the case number of the "lawsuit" and what county and judicial district it was filed in. Tell the person you want to put that information on your check to make sure it is paid toward the "judgment" they have against you. Get the name of the attorney who filed the lawsuit and an address to his "law office" so you can mail in your payment. (Obviously you are not going to send a payment - this is an information gathering call)

Once you get all of this information, go online to the state bar where his office is located to see if he has actually has a license in that state. People cannot just pretend to be lawyers, they call it fraud. I worked for lawyers who did debt recovery. I guarantee you the lawyers are not the ones hustling the people on the phone for money. You are hearing from their collection goons.

Courts just don't grant judgments against people and rubber stamp bank levies without adequate proof of service. There is a process to a lawsuit. Basically a complaint is filed, you are served (if not personally, they must mail you a copy), you provide a response usually within 30 days (if not, a hearing date is set for entry of default) (you are notified again of hearing date) a determination is made, if default, they submit their judgment, (you are supposed to be sent another notice), entry of judgment occurs (you are supposed to be sent notice of entry of judgment), then and only then, can they start levying your bank account or any other monetary asset you have to satisfy their judgment.

Hope this helps. All the best to you,

Dot

Hi Jay --

What exactly is the debt you owe? If you are clear on that and are certain that this punk Cohen actually filed a lawsuit, find out the case number and what county he filed it in.

If I were you I would call his office back (from a pay phone), pretend to be cooperative and indicate you would like to send in your payment. Then ask for the case number of the "lawsuit" and what county and judicial district it was filed in. Tell the person you want to put that information on your check to make sure it is paid toward the "judgment" they have against you. Get the name of the attorney who filed the lawsuit and an address to his "law office" so you can mail in your payment. (Obviously you are not going to send a payment - this is an information gathering call)

Once you get all of this information, go online to the state bar where his office is located to see if he has actually has a license in that state. People cannot just pretend to be lawyers, they call it fraud. I worked for lawyers who did debt recovery. I guarantee you the lawyers are not the ones hustling the people on the phone for money. You are hearing from their collection goons.

Courts just don't grant judgments against people and rubber stamp bank levies without adequate proof of service. There is a process to a lawsuit. Basically a complaint is filed, you are served (if not personally, they must mail you a copy), you provide a response usually within 30 days (if not, a hearing date is set for entry of default) (you are notified again of hearing date) a determination is made, if default, they submit their judgment, (you are supposed to be sent another notice), entry of judgment occurs (you are supposed to be sent notice of entry of judgment), then and only then, can they start levying your bank account or any other monetary asset you have to satisfy their judgment.

Hope this helps. All the best to you,

Dot

Hi Jay --

What exactly is the debt you owe? If you are clear on that and are certain that this punk Cohen actually filed a lawsuit, find out the case number and what county he filed it in.

If I were you I would call his office back (from a pay phone), pretend to be cooperative and indicate you would like to send in your payment. Then ask for the case number of the "lawsuit" and what county and judicial district it was filed in. Tell the person you want to put that information on your check to make sure it is paid toward the "judgment" they have against you. Get the name of the attorney who filed the lawsuit and an address to his "law office" so you can mail in your payment. (Obviously you are not going to send a payment - this is an information gathering call)

Once you get all of this information, go online to the state bar where his office is located to see if he has actually has a license in that state. People cannot just pretend to be lawyers, they call it fraud. I worked for lawyers who did debt recovery. I guarantee you the lawyers are not the ones hustling the people on the phone for money. You are hearing from their collection goons.

Courts just don't grant judgments against people and rubber stamp bank levies without adequate proof of service. There is a process to a lawsuit. Basically a complaint is filed, you are served (if not personally, they must mail you a copy), you provide a response usually within 30 days (if not, a hearing date is set for entry of default) (you are notified again of hearing date) a determination is made, if default, they submit their judgment, (you are supposed to be sent another notice), entry of judgment occurs (you are supposed to be sent notice of entry of judgment), then and only then, can they start levying your bank account or any other monetary asset you have to satisfy their judgment.

Hope this helps. All the best to you,

Dot

According to the Florida bar website:

Noam Jay Cohen
Member in Good Standing Eligible to practice in Florida

(address / phone / email is available by doing a quick search on the Florida bar website)

Wachovia -- like all banks -- has to comply with garnishment requests. They have no choice than to freeze your account(s) the minute they are served. Usually, the only information that appears, besides the hefty service charge, is a name of an attorney and a phone number. Have you called Cohen? If you're confused about why Juniper has a judgment against you, attorney Cohen should have all the information to supply you with.

According to his website:

irm Profile: The Law Offices of NOAM J. COHEN, P.A. , is a fully insured and bonded commercial litigation and collections law firm licensed in the State of Florida and concentrates its practice in the areas of commercial and retail collections throughout the state.

Practice Areas: Consumer Debt Collection Law Including:
Auto Loans (AL)
Child Support (CS)
Contracts - General (CG)
Credit Cards (CC)
Credit Unions (CU)
Department Stores (DS)
Foreclosures (FC)
Government/Tax (GT)
Hospital Providers (HP)
Insurance Subrogation (IS)
Judgment Enforcement (JE)
Landlord Tenant (LT)
Liens/Mechanic (LM)
Medical Providers (MP)
Mortgage Lenders (ML)
Probate (PB)
Repossession/Replevin (RR)
Student Loans (SL)
Utilities/Communications (UC)

In order to determine if this guy is legit, you should contact your state's bar association and they can tell you rather quickly if this guy is an attorney or not. If not, you need to file a report with them because he could be practicing law without a license and he can get in huge trouble for that.

Additionally, most likely they did some form of publication to serve you. Attorneys do this all the time and if the judgment could otherwise be legit, you can get it overturned for failure to properly serve you (in most states), because they have to make a good faith effort before they publish and here they clearly did not.