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Report: #1205968

Complaint Review: KAPLAN UNIVERSITY - DAVENPORT Iowa

  • Submitted:
  • Updated:
  • Reported By: Noah — Los Angeles California
  • Author Not Confirmed What's this?
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  • KAPLAN UNIVERSITY 1801 E. KIMBERLY RD. STE. 1 DAVENPORT , Iowa USA

KAPLAN UNIVERSITY, DAVENPORT, IOWA Kaplan admtting office used high pressure sales, and continued charging me after I'd left the school DAVENPORT Iowa

*REBUTTAL Individual responds: PAT

*Consumer Comment: reponse

*Author of original report: Thank You for your Genius Jeanski

*Consumer Suggestion: comment

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2 01 2015

I spoke to a Lady in the admitting office about an Online Bachelor's Degree program

for the 2003 -2004(around this time) school year.

We spoke about 3 times then the next time we spoke she said,

I would not have to pay back the loan until after I finished the class.

I was surprised, because I'd never heard of that.

Anyway, it was only like $90 dollars to start with the application process.

I continued with my studes for about a year, when I started receiving a 

bill for $200 every month.

I was only able to pay my rent at the time with my $9.00 an hour job,

so I was forced to not attend anymore.

I looked at the amount owed, my balance was no more than $12,000;

yesterday I was on credit karma reviewing my credit report and these are the figures

I see, which is what they are saying I still owe now ...

$7,114  to collection agency ECMC

$4.892  to collection agency ECMC

$4,572  to collection agency ECMC

$3,048  to collection agency ECMC

Now, I'm Not a math genius or anything; but I believe this add up to over $8,000 more

than when I stopped attending.

I smell a fat rat.

I didn't even get any books with this online class, only like 3 or 4 paperback books.

There should be something done about this.

This is ridiculous.

Has anyone been in a similar situation, and is there any information like web addresses

which pertain to getting this information removed off my record?

I know odf the regular(what they tell the public) ways ...

like requesting forgiveness, however, I really don't think that would work.

 

 

ANY INFORMATON is GREATLY APPRECIATED 

THANK YOU.

This report was posted on Ripoff Report on 02/01/2015 02:14 PM and is a permanent record located here: https://www.ripoffreport.com/reports/kaplan-university/davenport-iowa-52807/kaplan-university-davenport-iowa-kaplan-admtting-office-used-high-pressure-sales-and-c-1205968. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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Updates & Rebuttals

REBUTTALS & REPLIES:
1Author
2Consumer
1Employee/Owner

#4 REBUTTAL Individual responds

PAT

AUTHOR: PAT MANFREDE - (USA)

POSTED: Wednesday, March 04, 2015

I too am trying to get all this off my credit report since I need to finish my bachelors degree and I cannot seem to at all. I am trying to become a teacher and kaplan will not allow me to finish this degree

Please do help if you can thank you

what website can I go to to fix my credit and abolish all this debt in loans please

what website (((redacted)))

thank you so much Pat

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#3 Consumer Comment

reponse

AUTHOR: Jeanski - ()

POSTED: Tuesday, February 03, 2015

I wouldn't call myself a genius, but I AM pretty smart about these things because I've worked in higher education all my adult life.

I am well aware of the complaints about Kaplan and that's why I always recommend that students seek out another school.  These for-profit schools are making a killing off students who don't know any better.

ECMC is the company that services your students loans. So it's not Kaplan that's adding in the extra $8000.  That's the interest that has accrued since 2004 when you stopped attending school and entered repayment status.

My last question is, why do you think this debt should be removed from your record?  You attended school and probably received a refund of excess loans during the semester. You KNEW you owed the money and you didn't pay it back. The debt is fair, and the reporting is fair.

It's time to man up and face your responsibility like the rest of us.

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#2 Consumer Suggestion

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AUTHOR: Jeanski - ()

POSTED: Monday, February 02, 2015

One important piece of information is missing - who was sending the bill for $200? Did it come from the school or the student loan company?

When you enrolled, your student loans were deferred. You don't have to pay them back until 6 months after you complete school.  As long as you're enrolled, the loans remain in a deferred status.  Once you leave school you have a six-month grace period, then enter repayment status.

If this was really in 2003-2004 (not a typo?) then interest was accruing on the unsubsidized loans while you were in repayment status.

Typically, if you default on your student loans the government can keep any tax refund you might be entitled to. So I'm wondering if the 2003-2004 is really 2013-2014...? Otherwise you would have known before now that you were in default.

In any event, you owe the money. Pay up.

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#1 Author of original report

Thank You for your Genius Jeanski

AUTHOR: Noah - ()

POSTED: Sunday, February 01, 2015

However, that wasn't a typo. I attended the school for about a year and a half from 2003. I read another complaint about this school and they were saying the $200 was for internet access. You were right about that part it was coming from another source. However, that still doesn't explain why I was charged an extra $8,000 

THANK YOU FOR YOUR INPUT. I guess you'd have to read about the fraudulent practices of KAPLAN to get the just of my issue, which is they do charge falsely, even though the $200 dollars was explained.

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