Kennedy Financial Trust Danial Collins and Peter Clark LOAN SCAM ME OUT OF $2348.00 and i never got a refund! Washington, District of Columbia

I applied for a loan thru Kennedy Financnial Trust.com and was contacted by a Danial Collins(877-602-6662 ext 209) on 8-11-11 and he said that i was approved for a loan in the amount of $7000.00.  He said bc of my past credit issues that i would have to pay a total of $1094.65 in collateral. How he got this number was my monthly loan payment was $218.93 and he multiplied this by 5 to get $1094.65.  I had to sign a contract and then fax him all my personal information like a pay stub and banking info. He said for me to pay this colleratal thru western union which cost $84.00 to do. So i went to western union and did this, i then had to give Danial Collins the mtcn numbers right away. This money was going to a person names Isabella Villawolfs in Barcelona Spain. After i gave Danial the MTCN numbers he said my funds would be direct deposited in my account the next business day. The next business day came and there wasnt any funds deposited. I got a phone call from a man named Peter Clark ext 388 saying that the lender had backed out and and wanted another 5 payments worth of colleratal but for me doing this they were going to up my loan to $14000.00. I was very hestitant on doing this but this Peter Clark faxed me a letter of guarnetee from the supposed CEO Brian S Whittman.  I went to western union and wired money to the same lady in Barcelno Spain with an additional $84.00.  Peter Clark said the funds would be in my account with in the next 24 hours. WEll the next 24 hours hit and there was no funds in my account.  I called and Mr. Clark said the lender backed out at the last minute but they would find me another lender and i said no way i just wanted my money back. He refused to give me my money back and hung up on me. I then called about a 1000x for  2 weeks before i got thru to this man again and he finally agreed to refund my money via a check thru us mail via bank of america. Needless to say i never got the check and everytime i call the man wont answer. All i want is my $2348.00 dollars back.