Kenneth Miller and associates AFNI This company has scammed me and my sister out of 1820.00 if not more due to charges for credit card use. Atlanta, Georgia

 I recieved a call on 2/13/12 from this company stating i needed to get in contact with them due to a summons for court they had for me.  I didn't get the message until late at night so I waited until 2/14/12 to return their call.

When I returned their call they stated that I was looking at criminal charges if I did not pay a debt that I was truly unclear about.  I asked what it was and they stated it was from 09 and 10 and that it was payday loans that I recieved over the internet and it could not be discharged in bankruptcy court that I was going through.  They stated it was a internet check and I was getting charged with criminal charges if I did not pay this by the end of the day and that it was being sent to the attorney generals office.  I stated I didn't even have a computer during those time and they replied that it was still my responsibility and read me back my SSN.  I then told them I didn't have the money and they asked if I could get it today and they would hold of charges on me.  I said let me call my sister to see.  They agreed to let me do so and stated they would call me back.  They kept telling me it was for checks that under federal law could not be discharged.  I asked what bank account that it went to Julie, stated that it was in the process of going to court and she did not have my file in front of her at that time. 

I called my sister Tamara P and she agreed to put on her credit card.  When I called back they then told me that it would be appear under AFNI and I asked if that was the company suing me she stated it was the charging company. 

I then went to my bankruptcy attorney before court and told them what was going on.  They stated anything prior to the date that I filed could be included in this and that they had lied to me.  I gave them all the information of what was said.  They did told me if this was a scam I couldn't get my money back but they would send the discharge papers to the fax number that we had to pry out of Julie ext 102. That they would have to refund the money. 

My sister called her credit card company and they had already removed the funds and she cannot get it back.  However, they now have them on alert as to what is going on.  My sister and I are both on limited fixed income.  She is a senior citizen and I am medically disabled.  We truly need your help on this.  It was in the for of $1820. they removed from her account.  I have information on conformation numbers and phone if you should so need this.  I have left 2 messages my sister has emailed and no one has returned my calls or her emails.  Thank you for any assistance you can give.