Keystone Capital Consultants Net Life Financial These jokers pose as middle men to connect legitimate business opportunities with supposed loan access being funded by collateralized debt obligations or hybrids thereof. It is not real.

They name drop, BNY, Pershing Wells Fargo - none of whom know these guys and they provide access to a thrid party who runs the project location side of the buisness for Net Life Financial, Mr. Ray Wicken, who supplies excuses about why this has not closed.  Portland attorney Bill Wiley is involved in this as well.  These guys pretend not to know this is complete BS and hide behind agreements that potential clients sign, which indicated they are only providing a service in connecting us to the money and have no accountability for the actual delivery of funds, which of course, do not really exist.

We talked to Wells Fargo.  They are not involved with these guys.  The FBI is supposedly looking into this and we plan to contact several state's Attorneys General to alert people to this fraud.  Fast funds financial is related to this activity by virtue of the same assholes being linked to both ventures, even though no legal link between the entities exists.  Do not give any money to these idiots.  They will ask for upfront fees to be placed in excrow, which promptyly disappear.  I was able to verify that the $15K i deposited into their escrow account was gone within 24 hours of wire processing.  A patently illegal manuever when one identified the account as an escrow account.  Oddly enough, it was at Wells Fargo.  They also have an account at Chase.  The agreements are vague and the deliverables are quite concrete, but without any timelines.

They have a wide array of excuse as to why this loan has not yet closed.  Newsflash: it never will.  These guys have been doing this since at least 2015 and probably before.  This Net Life Financial company doesn't even have a place of business...Keystone's crime is beining legitamacy to the Net LIfe organizatyion by vouching for these guys with whom they have never actually closed a finance deal.  These guys are all guilty of offering securities without a license and they are in violation of the RICO Act becasue they operate across state lines and are collecting pre-paid expense money for something they know does not exist.

This must be stopped.  There are a lot of people out there who have been scammed and I know how to connect to most of them.  Ray Wicken has no office, but his cell phone could be tracked...He is the key to arresting the Net Life characters and sending these other guys toi prision for financial fraud.  Its Bernine M on a very small scale, but 100's of thousands of dollars have been collected as of last year...which tells me millions by 2018.

Do not invest in this, do not prepay expenses, do not give them a dime in escrow money.  SCAM SCAM SCAM