Krogers Stealing in the name of so called return check Columbus Ohio

I'm glad you were able to make something out of that gibberish, Robert. I could not understand a THING that the illiterate was trying to say. Most stores have their returned check policy plainly visable at each register. This one most likely did, too. However, the OP evidently cannot read, as he cannot write, and had no idea WHAT the policy was. A few English classes at his local community college would make a TREMENDOUS difference in this person's life.

As near as I can figure you wrote a check that bounced and returned to Kroger. First of all this is a CRIME and you are lucky that they sent it to a collection agency instead of the District Attornies office. I do not know specifically about OH laws, but a lot of States allow a returned check to be processed electronically if they are returned. This means that they can submit the check again in a few days, and DO NOT need your permission. They also are allowed to charge a fee, I have seen anywhere from about $25 to some states allow 3 Times the amount of the check or $100. So again if it was only $30 that is proably what they were allowed to take.

Based on other reports where the banks just love to charge fees at the drop of a hat. You must be the one person in America who the bank didn't want to make money off of. After all they probably would have charged you $35 for the Overdraft if they did pay the check.