KUNES IN DELAVAN WI my experience at kunes delavan wi DELAVAN Wisconsin

I am deperate to say the least...I am looking for real help..I dont know where else to turn...I dont want to voluntarily repossession...I am desperate....I sent this letter to Gregg Kunes owner of Kunes Delavan WI with no response:

On December 1^st 2013 I purchased a used car at your dealership in Delavan.

First and foremost I take 100% responsibility for the purchase of my car from Kunes. I purchased a used car without a co-signer,  I signed all the paperwork so I am not blaming anyone but myself.

Also before I go on, I ask you please to read this letter in its entirety. 

The purpose of this letter is to ask you if you could please help me find a way to take the remaining of this loan off my hands.

I couldn’t afford it the car loan the day I bought it and  I can’t afford it now.  And whether you can help me or not, the other purpose of this letter is to relay to you my dissatisfaction of the sale and the way I was treated by Kunes staff.

I feel Kunes pressured me into a car purchase. I feel like Kunes charmed us, convinced us, and used some sales tactics that  I feel they used my lack of assertiveness, my lack of knowledge, yes, it was my responsibility to bring someone with me that has knowledge, I should have brought someone with me that was looking out for me, someone to reason, calculate and confirm that I had no business buying a car costing me $205.99/month when I was making $$480/month.  Kunes had no regard for my financial situation, I feel like I was just another dollar sign, just another sale, just another commission.

Right now, I do not have a job.  I desperately need to get rid of the car loan that I cannot afford. I have a car that I cannot afford and the finance company has not approved the four people who applied to do a transfer of equity to get me off the loan, I know this is not your problem.  I know the car would auction at less than half of the loan I am responsible for so I would like to avoid voluntary repossession.

Myself and my friend, an Air Force veteran, came in to just get a “look-see” at what you offered based on a mailing we received from Kunes.  We both have a mental illness / disability and that was not anything we disclosed nor was there anyway for you to know.

My friend who is a veteran was going to purchase the car on his credit only, taking full responsibility for the entire loan.  Kunes staff informed my friend that they could not sell him a car because he did not have a drivers license.  At this point, without my knowledge or consent, 15 plus financial institutions were contacted to see if they would approve me for a loan.  I did not authorize 15 credit applications to be sent out.  These 15+ requests all show on my credit report, not a good thing to have on my credit report, having a negative effect on my credit score.

Also something else to be noted and what I believe was not right.  Although I did sign off on it, I signed an agreement – Kunes lied about my income on the application that was sent to the places asking for me to get a loan.  When we came in to Kunes,  I was earning $120/week, that was not the amount  Kunes reported to possible lending institutions my application was sent to.

How could anyone with any conscious, morals, common sense expect a customer to pay $200/month when their only income is $120 per week?   Are these the kind of people you are staffing at your Delavan dealership?

My first experience purchasing a car at a dealership has left a very negative picture of dealership car sales.  In fact, I am afraid to visit your establishment for fear of being taken advantage of again.

Thank you sir for listening. Please let me know if there is any way you can relieve me of this financial burden.

I just wanted to express my experience at Kunes, it was not a good one, and I thought someone of your position of this company may want to hear what I have to say.

Again, Thanks for your time.  Sincerely, Melissa