Complaint Review: Lady of america Saginaw - saginaw Texas
- Lady of america Saginaw 900 N blue mound rd # 100saginaw tx 76131 saginaw, Texas United States of America
- Phone: 817 306-7200
- Web: loasaginaw@sbcglobal.net
- Category: Health Spas
Lady of america Saginaw Rip offs & liars saginaw, Texas
*Consumer Comment: Forgot to add
*Author of original report: signing a contract
*Consumer Comment: Gym contracts
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I was interested in working out at a gym that was located less than 1 mile away from my home when i re-discovered lady of america in saginaw, i went in was shown the gym by a very nice lady and asked to sign many forms. In my previous experience with LOA of Bedford, you could give a 30 day notice and quit the gym. NOT the case with Saginaw LOA...
I have recently had a change in my financial situation as my husband has lost the income that we had when i signed up in Feb, 2010.
Apparently, you cannot quit this gym. they offered a freeze for 3 months, but they just tack on the add'l cost and make your contract longer. AND TOLD ME I HAD TO PROVIDE PROOF that my husband lost his job.. how insulting is that.. which I did and his employers looked at me like i was crazy.. Just to quit a gym? and I said NO you can never quit this gym.. this is just to freeze the automatic draft for 3 months so i can pay my house payment.
there is an automatic renewal of this contract as well. you have to write letters to the financial company within 30 days to cancel. in my contract it states buyer notice must be sent to ABC financial within 30 days .. ect.. then i find out that is not even the financial company that they use currently.
I want out of this contract, or I am willing to suffer the credit score hit and decline any attempt by lady of america to access my bank account.
Is there any help at all out there? The photo copy of the contract I have does have my signature on it, and i am an intelligent woman, the math was added after my signature; they say i owe 1361.88 for membership dues and 779.40 for tanning which i just wanted to "try". THEY NEVER explained to me that i would have to pay and the contract was uncancellable and automatically renewed without a 30 day written notice. Or I would have NEVER ever signed..
FML.and FLOA
This report was posted on Ripoff Report on 04/28/2010 04:09 AM and is a permanent record located here: https://www.ripoffreport.com/reports/lady-of-america-saginaw/saginaw-texas-76131/lady-of-america-saginaw-rip-offs-liars-saginaw-texas-597662. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#3 Consumer Comment
Forgot to add
AUTHOR: Flynrider - (USA)
SUBMITTED: Thursday, April 29, 2010
Most service contracts have a provision for cancelling. It will generally cost you something (some substantial monetary penalty) to get out of it, but it may be cheaper than paying through the end of the contract.
Go back through your contract and see if you can find the cancellation provisions. Even though they told you it is non-cancellable, most contracts really do have this and most gyms won't tell you about it.

#2 Author of original report
signing a contract
AUTHOR: natasha - (United States of America)
SUBMITTED: Wednesday, April 28, 2010
It is entirely my fault. I was under the assumption that the LOA in Saginaw conducted its business identically to the LOA in Bedford, which is ultimately not true.
The gym rep called me today and has agreed to lower my monthly rate for 6 months to help me during this financial stress. and remove the tanning entirely.
I guess I am most angry at myself for not being more observant. But I have learned a very important lesson: dont sign anything without reading it entirely.. or allow any business to draw from your account monthly, if you cant pay in person.. dont do it.
and .. if you whine and complain and throw a fit and make a spectacle of yourself in the gym.. they will work with you.
:)

#1 Consumer Comment
Gym contracts
AUTHOR: Flynrider - (USA)
SUBMITTED: Wednesday, April 28, 2010
The majority of them are like this. The more you sign up for, the more the salesperson makes.
"i went in was shown the gym by a very nice lady and asked to sign many forms."
I'll bet you were. The problem was that you didn't read and understand the forms before signing. By the way, another word for "forms" is "contracts".
It's not up to a salesperson to explain a contract. They are not your lawyer. Even if they do explain it, can you trust their interpretation? Of course not.
Bottom line. If someone hands you a contract, do not sign it unless you fully understand what you're getting into. Once signed, you're bound by the terms of that contract. Unless they made you sign it at gunpoint or used some other form of duress (being pushy doesn't count), it's unlikely you'll be able to get out of it.


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