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Report: #724601

Complaint Review: Law offices of Herbert Davis - northridge California

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  • Reported By: anonymouse — mobile Alabama USA
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  • Law offices of Herbert Davis 8400 reseda bl. northridge, California United States of America

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This is  a debt settlement company that promises you that for 40 percent of the entire debt they will settle all your balances that you owe with the credit card companies.They also promise you that for the 60 percent savings you get there will be no tax consequences. This is all a bunch of crock.
Here is what you get for your 40 percent, first off he sends a dispute letter sent on your behalf to the credit card companies telling them that you didn't understand your credit card billing statement. In his dispute letter he further states that if they don't reply to your letter he will then send out a check with a strict endorsement on it saying that the check constitutes a payment in full. He waits 30 days and then sends a check out for 10 percent of your total debt and pocket the 30 percent to cover his costs. after this procedure he considers that your debt is settled under the UCC law of your state. At this point the client thinks everything is over with and he never has to hear about this debt again. After 2 months passes by the client is getting sued for the remaining 90 percent balance owed on that account he sent payment on. When the client calls the office to find out why he is getting sued they tell them to go get a lawyer and fight it at their own expense!! LOL
The moral of the story  is  don't pay others to do things you can do yourself!!! This place does nothing but takes your money and makes false promises and yes you will be taxed on the 90 percent you didn't pay on. They encourage all the client s to go to trial and fight the lawsuit in which they know you will lose. They have people who take off any negative comments that's written about them so you don't find out the truth!! Too bad they can't do it on this website, let the truth be heard!!

They have a referral company called PDR who pitch you the lies regarding this law firms practice, don't believe a word they say!! You have all been warned, run for your lives and settle your own debts!!!
Michael from Mobile  Alabama

This report was posted on Ripoff Report on 05/02/2011 12:31 PM and is a permanent record located here: https://www.ripoffreport.com/reports/law-offices-of-herbert-davis/northridge-california-91403/law-offices-of-herbert-davis-this-company-is-a-scam-staw-away-from-this-guy-northrid-724601. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
1Author
4Consumer
1Employee/Owner

#6 Consumer Comment

Mr. No Trace, you are a coward!!

AUTHOR: Robocop - (United States of America)

POSTED: Monday, June 06, 2011

You sound like a very bitter angry person who feels cheated by an attorney you hired to settle your debts. All I can say is if you were stupid enough top pay someone $32,000 to settle your debts  without doing your due diligence then you got exactly what you deserved. You could have settled your own debts for 40-50 percent with ease all along, did Herbert Davis have a gun pointed to your head forcing you to hire him? Not everyone is  stupid and naive as you are, by posting old news articles about a man who's name isn't even on the employment contract that you signed with Herbert Davis Isn't going to help you in any way my friend. What you need is a good shrink and some Valium tablets, trying banging one of those Bang c**k bitches in Thailand or where ever the hell it is you're from, just don't bring any attitude and VD when you re enter the US. Next time you do business with someone, have a lawyer go over the contract  that you signed, this way you'll know just how badly you can get legally raped if that is the true case. Whoever is posting negative comments regarding this law firm, first read what you agreed Herbert Davis to do for you in your contract before you start making false accusations. It takes a lifetime to earn a client and only seconds to lose one. Govern yourselves accordingly.

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#5 General Comment

Law offices of Herbert Davis!!Who are the people working for this company? Anyone have an Idea?Do you know who you guys have hired to settle your debts for you?

AUTHOR: notraceforyou69 - (United States of America)

POSTED: Sunday, June 05, 2011

Here are some facts that I'd like to present to the consumers who have enrolled in the debt settlement program of Herbert Davis: I think you are all entitled to know just who is employed at this particular Law firm, are you people ready for the truth?
First a message from our sponsors before we begin.

Ex-Lawyer Pleads Guilty to Embezzling $225,000March 27, 1991|MICHAEL CONNELLY | TIMES STAFF WRITERA
former Chatsworth attorney accused of swindling dozens of clients out
of at least $225,000 pleaded guilty Tuesday to seven counts of grand
theft and will be sentenced to 40 months in prison.Other less
serious charges against Richard F. Murkey, 44, such as forgery and
practicing law while suspended, will be dropped by prosecutors as part
of a plea agreement announced in Van Nuys Municipal Court.


Ads by GoogleCar InsuranceFind Out If You're Eligible To Save Up To $312/Year On Auto Insurance MetLife.com* Injury Settlement HelpFree Online Injury Settlement Info & Fast, Free Evaluation! www.Personal-Injury-Help.usSince
the California State Bar began investigating Murkey in August, 1989, 53
of his former clients have filed claims charging him with embezzling
money from insurance payments and court settlements.State Bar
spokeswoman Susan Scott said the organization's security fund, which
insures clients against theft by their attorneys, has paid more than
$125,000 to Murkey's former clients in 24 of the claims. The remaining
claims are in excess of $100,000, officials said.A personal
injury lawyer who handled mostly automobile accident cases, Murkey
voluntarily resigned from the State Bar last year during disbarment
proceedings, Scott said.Deputy Dist. Atty. James A. Baker said
the charges Murkey pleaded guilty to Tuesday involve seven former
clients from whom Murkey embezzled more than $50,000. In those cases,
prosecutors said Murkey settled cases without the approval or knowledge
of his clients, then forged their signatures on checks to get the funds.In
one instance, Murkey allegedly pressed an accident victim to sign a
retainer agreement as the victim lay disabled in a hospital bed with a
brain concussion. In another case, according to court records, Murkey
settled a lawsuit for $12,000, but did not turn any of the money over to
his client, who faced $170,000 in medical bills.Prosecutors said Murkey used the embezzled money to make real estate investments and personal purchases."As far as I can tell, it was just high living," Baker said.After
Tuesday's hearing, Murkey declined comment. His attorney, Alan Baum,
said the thefts from clients occurred when Murkey was under severe
stress from personal problems, including a divorce and custody battle
over his son."It was a very traumatic situation," Baum said. "Things got out of hand."Murkey remains free without bail until June 20, when he will be formally sentenced by Judge Michael J. Farrell.

And here is another word from another sponsor:

AS VEGAS MAN SENTENCED TO MORE THAN FOUR YEARS FOR OPERATING BOGUS 'CREDIT REPAIR' BUSINESS





           
LOS ANGELES - Concluding the first-ever criminal contempt prosecution
related to a deceptive credit repair scheme, a Las Vegas man has been
sentenced to 51 months in federal prison.



           
Richard Murkey Sr., 58, who formerly resided in Chatsworth, California
was sentenced yesterday by United States District Judge S. James Otero.
In addition to the prison term, Judge Otero ordered Murkey to pay
approximately $126,000 in restitution.



           
Murkey pleaded guilty in April 2004 to four counts of criminal contempt
of court. Murkey used infomercials, newspaper advertisements and other
means to lure consumers into purchasing credit repair services. He made
statements to lull consumers into purchasing his services, and then he
caused false and misleading statements to be made to Trans Union about
his customers' credit histories. This activity violated a federal court
order.



           
"Credit repair" generally involves an attempt to remove negative credit
information from consumers' credit reports. But, according to the
Federal Trade Commission, individuals and firms that offer "credit
repair" services cannot remove legitimate negative information and,
where there are actual errors in credit reports, consumers have the
legal right to have those corrected for free most of the time.



           
The FTC brought a civil case against Murkey in 1998 for misleading
consumers in connection with credit repair. In November 1999, the United
States District Court in Los Angeles issued an order that found Murkey
had systematically violated the law and banned him from offering credit
repair services. The court also prohibited Murkey from promising
consumers more results than he could deliver and barred him from
misleading credit reporting companies about his clients' credit
histories.



           
Immediately after the court's order was issued, Murkey again began
offering credit repair services through businesses such as "Credit
Restoration Corporation of America, Inc." In 2001, the FTC brought a
civil contempt case against Murkey, and the court in Los Angeles held
Murkey in civil contempt. Murkey, however, returned to credit repair
several months after the civil contempt finding, using the bank account
of another person to operate his business clandestinely.



           
Consumers who have credit problems should consult materials the FTC has
developed that address credit repair schemes and other credit problems.
The FTC's web page - www.ftc.gov -
contains several credit-related pages. The information can also be
obtained from the FTC by calling its Consumer Response Center at (877)
FTC-HELP.



          
By the way, I'm just a person who lives in Taiwan and uses free internet access from my local shop, too bad I'll never go back there and use their free wireless service, hint hint!!

If anyone believes that what I posted is  false then file a rebuttal to this ad and I will be glad to give you  my contact information out here in hong kong so you can subpoena me for libel and slander. It is a fact that Richard Murkey AKA Rick Murkey is partners with Herbert Davis and together they conduct a debt settlement business, this is a fact people!! Make no mistake about it. If I would have known that a man with Mr. Murkey's reputation was in charge of money then I would have fleed for my life!! Are you kidding me? Herbert Davis is business partners with Richard Murkey and under the law Herbert Davis had a duty to tell consumers this statement of fact regarding his partner.

I will think twice next time before I pay someone over $32,000 of my hard earned to settle my debts which by the way have all ended up in lawsuits from all my creditors.
Their employees are all in on this also, they all know that their customers are getting injured as a result of this law firm, especially their paralegal who goes by the name of "David", I overheard him laugh in the background during a phone call as I was trying to explain to him how this program was landing me into one lawsuit after another, his explanation was " Sir I'm sorry, It's not our fault if the creditors fail to follow state law". Their staff attorney who goes by the name of Paula is another act, she told me that when I go to trial and argue the case on the merits the judge would most likely rule in favor, this is nothing but a bunch of BS, even the judge told me after trial that Herbert Davis took me for a ride.

How many more people are you going to hurt and rob before you quit Rick and Herbert? You know that you're not helping anyone but yourselves, if you think I'm wrong then please re butt so I can give you my contact info for subpeona. If you only knew how many of us there are and how we all are angry of being robbed. Enjoy the money while you can because once the FTC steps in the fairy tale will be over. Oh and by the way Rick and Herbert Davis, I hope you both aren't stupid enough to keep your money in the US, when the FTC gets a money Judgement against both of you guys all your assets will be frozen.
I have said my peace, now it is only a matter of time before the wheels of justice turns.



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#4 REBUTTAL Owner of company

Questions and Answers regarding Herbert Settler!!

AUTHOR: Poor lost soul - (USA)

POSTED: Thursday, May 26, 2011

1. What  type of attorney is Herbert Davis?
Herbert Davis is a debt inflator attorney, he takes your money to settle your debt and in the end puts you in a much worse situation then you already were in to start with.
2. Does Herbert Davis pay off your credit cards at 40 percent of the total debt?
No, Herbert Davis takes fourty percent of your debt and pays your creditor only 10/40 percent to settle your debt, the remaining 30 goes straight into his pocket. The only reason he even pays the 10 percent is because it prevents him from getting criminally prosecuted for fraud, by showing the 10 percent payment he can argue that he did did legitimate work on your behalf.
3. Will I be taxed on the amount saved by using Herbert Davis?
Not only will you be taxed, you will be taxed on 90 percent of the total debt and not 60, in essence you jkust buried yourself deeper.
4. Will my credit report be saved from disaster by using his program?
Your credit report will show charge off status most likely and it will reflect that you owe 90 percent of the debt, there is no easy solution here.
5.  Does Herbert Davis pick up the phone and call your creditors to work out a mutual settlement?
The answer is hell no, he sends all your creditors some  cooked up dispute letter and 30 days after he sends a check for 10 percent of your debt, this is where your  hard earned money is going to. There is no communication between him and your creditors!! Don't assume anything with this guy because you will be dissapointed.
6. When you go to trial to fight the creditors that don't accept his settlement procedure, does anyone ever win?
Unfortunately, 99 percent of the time you do not, this should have been disclosed to you.
7. Does Herbert David work with a disbarred attorney who happens to be his partner?
The answer is yes, by law this information should have been disclosed to you.
To be honest people, I really don't need to continue with more questions because this is nothing but a scam that no other attorney in the nation tries this!!! A company called "PDR" is responsible for referring me to this con artist, they told me anything I wanted to hear just to get me to enroll in their stupid debt program with Herbert Davis. My advice, settle your own debt for 40 percent, most credit card companies welcome 40 percent without any problems. I can't believe I was dumb enough to hire this schmuck when I could have done it the right way all along. Their pitch was that "of course you can settle the debt yourself for 40 percent but with our method you wont be taxed on the amount you save", you all know that this is bullshit!! I got a F***king 1099 from the government not too long ago saying I owe $12,400. In short, you will not save on your debt, your credit will go down the drain, and you will still be owing on the remaining balance!! Now that you know the truth, pick up the phone and call the California Bar if you're a victim of this predator. Fortunately for you victims, this site is now up and available for all others to see just what goes on with this thief. The more of you that file complaints, the more pressure is put on the authorities o lock this guy up sooner.

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#3 Consumer Comment

Herbert Davis is not a scam!!

AUTHOR: Credit Defender - (USA)

POSTED: Wednesday, May 25, 2011

Herbert Davis avoided me the burden of having to file bankruptcy with his debt resolution program which is like no other in the country. I owed over 250000 dollars in debt but thanks to his settlement program I only had to pay $100000 and hell, I didn't have to pay taxes on the money I saved. If you are in debt and need a way out I suggest you seek him out ASAP and stick it to the credit card companies like I did.

When you pay him 40 percent consider it a good deal, he usually charges 45 percent. Now when I wake up in the morning I never have to worry up harrasing collection calls nor any collection lawsuits, my wife got back with me recently and life has never been better.

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#2 Consumer Comment

This attorney is nothing but a con artist and a good liar!! Beware!!!

AUTHOR: Jeff b. - (USA)

POSTED: Monday, May 16, 2011

After reading the first post regarding herbert davis on rip off report I immediately called all my credit card companies that I hired Herb Davis to settle. All the companies agreed on one thing after I spoke with them being that none of my debts have been settled and some of them are going to file a lawsuit for the remaining balance!! When I heard this my mind went out of whack!! I almost had a heart attack, I phoned a lawyer regarding all this and he told me that I got scammed by an attorney located in California who had no business practicing law in this state. He further advised me that I should report this to the California Bar  for disciplinary action. Now I know why there is a class action lawsuit going on against this thief.
WHen you sign up for this program they tell you nothing about what is it exactly they do for the 45 percent you pay them. So if I owed let's say $10,000 they will charge you $4500 to settle your debt, which is by the way bullshit. After you pay them $4500 to settle your $10000 debt they send out a cooked up phoney letter saying that you didn't understand how the interest rates were charged to your account and that you want an explanation, it further states that if you didn't get a reply you would then proceed to send out a check for the entire amount, this is all fraud because It's not true! lets bare in mind this letter only took 10 mins at most to produce. After 30 days a check for 10 percent of the amount goes out to the card company from Herbert Davis with a strict endorsement saying "paid in full" on the back of it, after a certain number of days goes by and then he sends some sorry a*s letter to the creditor saying It's paid in full because the creditor didn't return the money. Herbert Davis obviously pockets 30 percent of the 40 percent you paid out, not bad for 10 mins of hard work!!That check maybe took another 5 mins at most to do. In essence I paid this thief $4500 for 10 mins work at most, had I known this was the case I would have never hired this thief! I could have done this myself for cheaper and would have successfully settled my own debt. This program is nothing but a scam!!
This attorney is very smart and cunning. Oh you say otherwise? someone wants to prove me wrong? If so then please show me one of his lawsuits where he had won based on his "Accord and Satisfaction".
In short, your debt are not settled and if you don't believe me then I suggest all of you who had hired him to call all your creditors up and see if they are settled, if you think they are then think again!!
Why don't you call up their offices (818) 701-0252 and ask them what is it exactly they do for you 45 percent and ask for finite details, don't take their beat around the bush answer. Call them and ask them to show you proof of settling accounts where it was a mutual agreement!! You will not get one ounce of proof because there isn't any!!! When they make any claims regarding their program ask them to put it in writing. Do your due diligence before you hire this clown because you will be sorry the day you did!!
From what I hear this guy has sent out a lot of out of state pleadings on behalf of clients and his scam is coming to an end real soon, him and his staff. If you've been scammed by Herbert Davis call the California Bar and file your complaint. The bar has a fund for victims that were scammed by California attorneys, seek refuge from it if possible. All I can say is that after spending nearly 20000 dollars I still have derogatory information on my credit  report and I still am being pursued by collection attorneys. Keep your money and spread the word about this con. A member of his staff is a convicted Felon attorney who is working for Herb Davis, this was supposed to be disclosed to you when he does business with clients and from  what I hear, he never did. Another victim I spoke to recently told me that they are going to be shutting him down for practicing debt settlement in Colorada without proper licensing and also practicing law out of state. Herbert Davis, your days are just about over, enjoy while the show lasts, prison is a b***h!

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#1 Author of original report

Class action lawsuit

AUTHOR: anonymouse - (USA)

POSTED: Monday, May 02, 2011

By the way if anyone has been scammed by the law offices of Herbert Davis in Tarzana then you should be aware that there is a class action lawsuit going on, please call Attorney Amy Kleinpeter at 512-850-5290 to get in on the lawsuit.

Dan in Michigan

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