LBPS SETERUS Wont take payments unless I pay late charges, They took over my loan and did not inform me. Internet

I have had a this home for nearly 20 years.    NOW they want to foreclose on me and have even sent a police man to tell my tenants they should move out of the property within 90 days
I have never heard from a lawyer or even received a payment coupon or P&I statement in 8 months of dealing with the LBPS   PRIOR to LBPS taking over my account I had never missed a payment IBPS Took over my loan in Sept OF 2010.   I had no idea who they were and I called the people at IBPS did not know who I was?   When I came back from Vacation I had a letter of introduction as they have taken over my loan form Wells Fargo.  NEXT  I was told i was late on my mortgage?  I had been on auto direct deposits for 15 years so I could not be late.  THEY said that it is now a new company,   THEN.  THEY told me my payments were about $200.00 higher then the  orignial principal and intrest I was used to paying? I requested a copy of my proposed payments
I also gave the lady on the phone my checking account number.   I told her to run what ever payment was needed as long as no fees were attached.  as I was not late they stoped taking my funds.  SHE said she could not do that.  I said then HOW can I pay my mortgage.   I was clear about paying and I only want to pay the correct amount.  A manager was to look into my mortgage.   NOTE at this time I had not received any  booklet, stub or notice of intreats and payment amour, ONLY by phone.   
I called and called.  my request was clear and recorded,  THEY say all calls are recorded. I HOPE.
NOW they want to forclose on me.    EVEN three weeks ago I asked for somethings in writing to be able to pay any balance in full less fees as I requested.  THEY have not sent me any thing until JULY 14th 2011
NOW I see my statement P-&-I for the first time.   I only owe $3000.00 and I wan to keep the home but they want legal fees ESTIMATED FEES to be paid for nearly $3000 extra?  I have had no issue paying the loan infect I had paid over 200 a month extra for the last 5 years.  I do not know what to do,  I told the people I am dyslexic and have ADHD,  I requested emails they said no.    I have done what I can BUT what CAN I DO  I do not have extra money for legal fees only the money I have been holding to pay on my loan when I was to get proper paper work and corrections to pay;;;; O note.  THEY also had the wrong % intreats rate. It was lower at the time and they tried to charge me more as well based on T bills or something.       PLEASE warn every one about there intentions to steal my home.    Thank you Steve