Lease Finance Group CIT Financial ripoff Attempting to collect $3000 after I returned the equipment I leased almost a year ago, threatening to garnishe my wages. Chicago Illinois

I started a small business and wanted to offer the opportunity to pay with a credit card to my customers. I received a call with an offer to lease a machine. The lease papers were mailed to me and I signed them. It was a non-cancelable lease. I ran out of money, my business closed, I returned the equipment and thought all was taken care of. Now, after almost a year later, they have sent me a letter telling me I owe them over $3,000! I am a widow receiving Social Security. I don't have $3000 and no way to get it. I live with my daughter in a small room in her home and sleep on a couch. I can't afford to live on my own. Janice Desert Hot Springs, California
U.S.A.