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Report: #160580

Complaint Review: LHR S&P Capital - Hamburg New York

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  • Reported By: 30144 Georgia
  • Author Confirmed What's this?
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  • LHR S&P Capital 56 Main St Hamburg, New York U.S.A.

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LHR/NY called in March 2005...Typical rude nonsense. Didn't know what they could possibly be calling about so certified Request for VOD. Documents arrive end of Sept. and show an illegal 1996 auto repo by Monaco.

1996: Filed complaint after Monaco trice tried to add $1500 for insurance. Their notification of this charge was forwarded from the old address when our change of address had been used by Monaco before. Predator! Proof of insurance had been provided twice so Asked for transaction history to verify all was removed from the account. They never provided this. Then asked for a payment deferrment as had moving expenses...they repo'd the car! Never heard from them again.

S&P Capital/TX reported this as a 2001 account "twice" in July 2005 to all credit bureaus and Lists original creditor(s)as Monaco (no longer exists) and FAF Auto. Sent complaint of FDCPA infraction to FTC and will soon contact Consumer Protection in both NY & TX. so they both will face $4000 fines. Also getting advise from attorney to file a lawsuit for damages. Reaging is Exhortion. Reaging is illegal. Exhortion is illegal.
NOTE: FAF is the NYSE code for First American aka TRIAD. TRIAD had been a wholly-owned subsidiary of Ford Motor Credit. In May 2005 the sub-prime auto lender Triad Financial Corp. was purchased away from Ford Motor Co. by a group of investors led by Dallas banker Gerald J. Ford (not related to the Ford Motor family). GJ Ford also owns stake in AmeriCredit and Triad owns the online Roadloans. The TRIAD website touts 300,000 accounts worth $4 billion. Buyers Beware.

Atlanta, Georgia

This report was posted on Ripoff Report on 10/13/2005 05:19 AM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#2 Consumer Comment

There are two companies by this name

AUTHOR: Anonymous - (U.S.A.)

POSTED: Monday, May 18, 2009

I think it's important to note that this report refers to the now apparently defunct S&P Capital Investments, which is a different entity entirely from S&P Capital, a North Carolina company offering investment banking services for mergers and acquisitions.

When one conducts a search for S&P Capital, the results are rife with Ripoff Reports. These apply ONLY to S&P Capital Investments. S&P Capital of North Carolina has an impeccable record of service and customer support and is wholly unassociated with the entity referenced therein.

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#1 Consumer Comment

S&P Capital Investments seems to be no longer in business

AUTHOR: Gary - (U.S.A.)

POSTED: Wednesday, May 07, 2008

Through checking my own credit report and reading information regarding others that have had interactions with S&P Capital Investments, I have reached out to the credit agencies to determine what the company is all about. As most of you know, it is easy for creditors to file complaints against your credit, but it is very hard to even get someone representing the credit agencies on the phone to discuss disputes. This company known as S&P Capital Investments has the following contact information:

S&P Capital Investments (A Collections Agency)
1601 Airport Fwy
Euless, TX , 76040-4020
Phone: 817-358-6886

S&P Capital Investments (Same Company as above)
212 W Ellison St
Burleson, TX 76028
Phone: (817) 426-6811

The above listed information is the exact same as what Equifax, trans Union, etc. have on their system. It should also be the exact same information as is listed on your credit report. Through being determined to find out more about them, I finally found someone at Trans Union that would take my call. This is after I called my State's Attorney General and the FDIC. S&P Capital Investments use to be a collection company. It seems that they purchased a lot of old collections debts and the last known activity from them that I have found was in 2003. The person at Trans Union actually had on file that in late 2003, they filed a dissolution (Going out of Business) report with all three credit agencies. This can be confirmed by simply calling the number listed with them, or logging on to their website. As of today, they no longer exist.

The only active companies out there with similar names are in completely unrelated fields/industries than collections. The person at Trans Union told me that all consumers have to do is dispute the ding on their credit and it would go away, because the company NO LONGER EXISTS. I hope this helps clarify that if you see S&P Capital Investments, they are a company that is no longer in business and has not been active in 5+ years.
Take Care,

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