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Report: #698354

Complaint Review: Lighthouse Recovery Associates - Centennial Colorado

  • Submitted:
  • Updated:
  • Reported By: K.Senabar — wailuku Hawaii United States of America
  • Author Not Confirmed What's this?
  • Why?
  • Lighthouse Recovery Associates 6880 S. Yosemite Ct, Suite 100 Centennial, Colorado United States of America

Lighthouse Recovery Associates Unauthorized request for credit report claiming to be offering new line of credit. Centennial, Colorado

*Consumer Comment: Lighthouse R

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Today I recieved an email from Trans Union about an alert that was posted to my credit report. So I logged in and in the alert section there was a request for a copy of my credit report. I discovered that it was made by a company named Lighthouse R. As I kept reading there is a disclosure statement as to who, why and what a "Hard Inquiry" is. The following is what it states.

Hard InquiryReported on 2/22/2011 by TransUnion Company: LIGHTHOUSE R Date: Company Phone: 3038001661 Company Address: 6880 S YOSEMITE CT SUITE 100 CENTENNIAL , CO 80112 Alert Reported by TransUnionWhat is a Hard Inquiry?A Hard Inquiry occurs when a company requests a copy of your Credit Report with your consent to open a new account in your name. Hard Inquiries usually have a negative impact on your credit rating and remain on your Credit Report for two years. A Soft Inquiry, which does not impact your credit rating, occurs when you look at your own Credit Report or when a company tries to pre-approve you as part of a marketing effort. What do I do now?If you believe that the information listed above is in anyway inaccurate, please contact the Dispute Center immediately.

Here is the problem....I did NOT give my consent to have anyone pull a copy of my credit report. I am not looking to open a new line of credit anywhere. Of course TransUnion probably didn't bother to check this company before they released my credit information. Or better yet Lighthouse R is actually Lighthouse Recovery Associates and they have probably committed fraud by claiming to be doing an inquiry for purposes of opening a new line of credit. I have learned that this company is a fraud and now they have my credit information thanks to TransUnion.

Any suggestions as how to handle this??

This report was posted on Ripoff Report on 02/22/2011 05:59 AM and is a permanent record located here: https://www.ripoffreport.com/reports/lighthouse-recovery-associates/centennial-colorado-80112/lighthouse-recovery-associates-unauthorized-request-for-credit-report-claiming-to-be-offe-698354. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

Lighthouse R

AUTHOR: consumerwise - (United States of America)

POSTED: Friday, July 15, 2011

I have the same inquiry on my credit... "Lighthouse R".  Did you ever figure out who they are?

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