Lindale Capital Group RIPPED US OFF for $ 751.00!!!! they said they would refund and never got it. its been over a month now New York, New York

butt u have been rebutted by bob from irvine

Texas H.B. 1942 http://www.legis.state.tx.us/tlodocs/82R/billtext/pdf/HB01942F.pdf#navpanes=0 Act applies beginning with the 2012-2013 school year. Schools must have a policy. "…‘bullying’ means…engaging in written or verbal expression, expression through electronic means, or physical conduct that occurs on school property, at a school-sponsored or school-related activity, or in a vehicle operated by the district.” Nothing in the law about behaviors that occur away from school or about substantial disruption to the learning environment.

H.B. 283; Tex. Educ. Code Ann 25.0342, 37.217, 37.001, 37.083; http://www.statutes.legis.state.tx.us/Docs/ED/pdf/ED.37.pdf

You were scammed.  What you fell for is known as the "Advanced Loan Fee Scam".  It is actually illegal for a lender to ask for any fees up front for things such as "insurance".   Now, you are probably saying "well if they broke the law the police will go after them".  Unfortunately that is a false belief, and here is why.

The names they gave you are fake(well the first names may be real, but not the last names).  The phone number is to either a throw-away cell phone or IP based phone where they could be anywhere in the world.   The address they gave you is either fake, or belongs to a business that doesn't have anything to do with this.  One of their favorite addresses to use is a vacant lot.  If they had a web site it too was also probably paid for with a stolen credit card.  Oh and the kicker of the entire thing..they are not even in the United States.

In other words they do everything they can do to hide their identity and law enforcement agencies don't have the time or manpower to go after them..because there is really nothing to go after.

The real reason they tell you it takes 5-7 days to get your money back, is because they want to delay you long enough until they can move on, which they have now done.  In fact if you call back in the next few weeks you will find that they are not only not picking up but the phones will actually be disconnected.

The key thing to learn from this is that a)A lender can not ask for a fee in advance, and b)If they ask for payment by Western Union, Pre-Paid Debit Cards, or Money Orders they are trying to scam you.