Report: #562567

Complaint Review: LOAN MOD ONE - Las Vegas Nevada

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Ripoff Report is Xcentric Ventures

Submitted: Sun, January 31, 2010
Updated: Fri, February 05, 2010
Reported By: Puff ''n'' Stuff — Arkansas United States of America

Author Not Confirmed

Why?

LOAN MOD ONE 1785 E. Sahara Ave. #490 Las Vegas, Nevada United States of America

Phone: (949) 459-0608
Web: http://www.ufirstfinancialcenter.co...
Category:

LOAN MOD ONE LMO Direct, LLC Another Loan Modification Scam Las Vegas, Nevada

*Author of original report: MIERSWA REFUNDED MONEY

*Author of original report: David Mierswa

*Consumer Comment: True Criminals

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Another loan modification horror story. I know this sounds crazy now, but we started this process back before there was ANY media attention regarding modifications and scams. We were NOT deadbeats behind on our mortgage, but we were trying to refinance due to a job loss (outsourced).

These folks promised a refund if they couldn't get us refinanced at lower interest and monthly payment. They told us we had to be two months behind before they could negotiate with our mortgage lender. They eventually told us our lender declined us but only after months of trying to contact them for a status update. We later learned they never even contacted our mortgage company. We are still repaying the money we borrowed to do this scheme AND we have lost our dream home and our credit is ruined.

I'm not allowed to give email addresses, but I certainly have several of them! They go by several different names and operate in several cities and states. We are in Arkansas and the following are the crooks we personally dealt with:

Lorena Leggett, Executive VP for Loan Mod One a/k/a LoanMOD One a/k/a LMO Direct, LLC 949-459-0608. For what it was worth (nothing) we turned her over to the Nevada BBB.

Illinois Attorney David Mierswa 847-566-6294. We complained to the Illinois State Bar and BBB. This is the jacka** who supposedly put our money in an escrow or trust account until the process was over. He refuses to answer phone calls and emails and refuses to return the money.

Anna and Jessica from autoandhouse.com 613 West Main Street West Dundee, IL 60118 888-684-3643.

And last but not least is www.ufirstfinancialcenter.com. Their website is conveniently under construction at present. I can only hope that means they've been shut down.

This report was posted on Ripoff Report on 01/31/2010 09:52 AM and is a permanent record located here: https://www.ripoffreport.com/reports/loan-mod-one/las-vegas-nevada-89104/loan-mod-one-lmo-direct-llc-another-loan-modification-scam-las-vegas-nevada-562567. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:

2Author

1Consumer

0Employee/Owner

#3 Author of original report

MIERSWA REFUNDED MONEY

AUTHOR: Puff ''n'' Stuff - (United States of America)

SUBMITTED: Thursday, February 04, 2010

POSTED: Thursday, February 04, 2010

I received a check yesterday from Attorney David Mierswa for the up front money paid to Loan Mod One. I really appreciate it, and I needed it, but it does not replace our home, our credit or our pride.

I intend to continue going after the rest of these scumbags in hopes they can get a taste of what we have gone through.

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#2 Author of original report

David Mierswa

AUTHOR: Puff ''n'' Stuff - (United States of America)

SUBMITTED: Monday, February 01, 2010

POSTED: Monday, February 01, 2010

It may be true that Attorney Mierswa had nothing to do with the actual scam but his refusal to respond to my requests for information and then later his refusal to respond to the Illinois BBB left me with little option other than believe the information I had.

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#1 Consumer Comment

True Criminals

AUTHOR: RRM - (United States of America)

SUBMITTED: Sunday, January 31, 2010

POSTED: Sunday, January 31, 2010

Loan Mod One, LLC was sued by the IL Attorney General's Office. Loan Mod One ripped off a lot of consumers. You can call the IL AG's Office to find out more about the lawsuit at 312-814-3000. It is my understanding that Mr. Mierswa had nothing to do with taking anyone's money. For the best results, call the AG's office.

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