Complaint Review: LOANDEPOT.COM/CREDCO - San Diego California
- LOANDEPOT.COM/CREDCO San Diego, California USA
- Phone:
- Web: www.loandepot.com
- Category: Mortgage Brokers
LOANDEPOT.COM/CREDCO Pulled a hard inquiry vs soft inquiry San Diego California
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On 11/20/2014 I took a call from Loan Dept - they had been calling me for weeks. I had been interested in refinancing but was only researching and was not ready to make any definiate decisions. I explained this to the salesman - he asked some questions and then asked for my ss# I asked him why he said he wanted to pull a credit report I told him I didn't not want him to pull my credit as I didn't want any inquires at this time. He assured me it would not be on my report as it would only be a soft pull. I asked him twice - he also mention the call was recorded.
To make a long story short after the conversation I told him I was not ready at this time and as I had mention was only researching. Call was disconnected - of course they called me almost 2-3 x a week all day long.
I finally made a decision to refinance early this month and is going thru my current mortgage. This is when I found out about the Loan Depot inquiry did indeed show up. I contacted Credco who said I had to contact Loan Depot who I talked to a representative and a supervisor. Who both stated they have never heard of Loan Depot doing soft inquiry. I asked them both to pull the call but to no avail. I know this is a small thing - its just the principal. I have written to the BBB and currently looking for some corporate emails to contact them. Thank you for allowing me to vent.
This report was posted on Ripoff Report on 02/19/2015 07:04 PM and is a permanent record located here: https://www.ripoffreport.com/reports/loandepotcomcredco/san-diego-california/loandepotcomcredco-pulled-a-hard-inquiry-vs-soft-inquiry-san-diego-california-1210363. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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