Complaint Review: LPC Shopping Club - Los Angeles California
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- Author Confirmed
- LPC Shopping Club PO Box 21804 Los Angeles, California U.S.A.
- Phone:
- Web:
- Category: Credit Card Processing (ACH) Companies
LPC Shopping Club Send out BOGUS "credit cards" to help you rebuild your credit Los Angeles California
*Consumer Suggestion: My fiancee almost was taken too
*Consumer Suggestion: My fiancee almost was taken too
*Consumer Suggestion: My fiancee almost was taken too
*Consumer Suggestion: My fiancee almost was taken too
*Consumer Comment: WOW
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Thank goodness I saw another report on this group. Just wanted to file this in part to thank that other person for reporting, and to thank Ripoff Report for providing this service.
I did NOT get sucked in by this offer, but it is very cleverly done, and oh so wrong.
You receive a "preapproved credit card" (the way they used to be able to send you actual credit cards in the mail 10-20 years ago) with a sticky label across it saying to call the 800# and activate it.
ALL of the paperwork that comes with this card looks JUST LIKE the paperwork that comes with an actual credit card, AND you get a pre-approval letter with a "spending limit" on it, just like if this was an actual credit card. Even the card looks real, with the confusing exception that there is no VISA/MC/AmEx logo on it, but a SIMILAR LOOKING logo.
I believe this company must target people with credit problems, b/c it is big on the "you're pre-approved, join us and we'll help you build your credit back up." What it turns out to be is a shopping club that costs hundreds of dollars to join, and apparently, per the previous report, is almost impossible to get back out of, and you cannot get your $ back for "joining" b/c of the way they operate.
STAY AWAY FROM THESE PEOPLE!!
I'm glad I did.
Susie q
Washington DC, Washington
U.S.A.
This report was posted on Ripoff Report on 07/18/2008 12:39 PM and is a permanent record located here: https://www.ripoffreport.com/reports/lpc-shopping-club/los-angeles-california-90021/lpc-shopping-club-send-out-bogus-credit-cards-to-help-you-rebuild-your-credit-los-angele-352842. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#5 Consumer Suggestion
My fiancee almost was taken too
AUTHOR: Jenifer - (U.S.A.)
SUBMITTED: Tuesday, January 27, 2009
They are good! My fiancee, however, is not all that good at reading fine print on these things. Thank goodness I discovered it was only good to buy from there warehouse, much like a Fingerhut card, and that they charge you a yearly fee on it--and an outrageous interest rate.
#4 Consumer Suggestion
My fiancee almost was taken too
AUTHOR: Jenifer - (U.S.A.)
SUBMITTED: Tuesday, January 27, 2009
They are good! My fiancee, however, is not all that good at reading fine print on these things. Thank goodness I discovered it was only good to buy from there warehouse, much like a Fingerhut card, and that they charge you a yearly fee on it--and an outrageous interest rate.
#3 Consumer Suggestion
My fiancee almost was taken too
AUTHOR: Jenifer - (U.S.A.)
SUBMITTED: Tuesday, January 27, 2009
They are good! My fiancee, however, is not all that good at reading fine print on these things. Thank goodness I discovered it was only good to buy from there warehouse, much like a Fingerhut card, and that they charge you a yearly fee on it--and an outrageous interest rate.
#2 Consumer Suggestion
My fiancee almost was taken too
AUTHOR: Jenifer - (U.S.A.)
SUBMITTED: Tuesday, January 27, 2009
They are good! My fiancee, however, is not all that good at reading fine print on these things. Thank goodness I discovered it was only good to buy from there warehouse, much like a Fingerhut card, and that they charge you a yearly fee on it--and an outrageous interest rate.
#1 Consumer Comment
WOW
AUTHOR: Sarah - (U.S.A.)
SUBMITTED: Tuesday, January 27, 2009
I RECIEVED THE SAME THING IN THE MAIL JUST DAYS AGO. I JUST NOW DECIDED TO GO ONLINE TO SEE IF IT WAS BOGUS AND LOOK WHAT I FOUND I AM VERY GREATFUL THAT THIS REPORT WAS BLOGGED.
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