LR CREDIT 10 ripoff, fraudulent delivery of a summons, improper lien on my savings account NEW YORK New York

On June 7th, I went to withdraw funds from my checking account. The receipt stated that I had invalid funds when I knew there was money in my account.

I spoke with the customer service manager in the bank who indicated that there was a lien on my account. I called the number from the bank files.

I called Mel S.Harris & associates law firm located in NY. They were assigned by LR Credit to produce a judgement against me.

I spoke with an account representative at Mel S. Harris & Associates .She indicated that I had a restraint on my account from a default judgement made by the civil court of New York.

This was a judgment from the Civil Court of New York in favor of LR credit 10,LLC an assignee of Sears for the amount of 6,174.97 against this unpaid debt.

I had this Sears account since 1996 & I paid my account until 2002 when I became unemployed. The most I spent on this account was 2,000. I do not owe $6,000.

I told her that I never received any summons. She stated that a processor served the summons to me at an address where I have not reside in almost 9 years.

The processor stated he gave the summons to a woman that was 4ft 8in. tall with black hair . I am no where near that desciption.

I have not lived at that address for so many years & I am shocked that a judgement was given against me.

I had a legal advisor called about this account but the representative did not identify the caller & started given out my social, address & info on the account.

The legal advisor stated the account representative should not provide this info unless they identify that it is a client or my lawyer.

Mel S. Harris & associates also faxed an information supoena to my job about the debt to my job. I am very emabarssed about this situation.

I need same advice on how to handle this situation.

Denise
Bklyn, New York
U.S.A.