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Report: #180766

Complaint Review: LVNV Funding - Resuregent Capital Services - Greenville South Carolina

  • Submitted:
  • Updated:
  • Reported By: lansing Michigan
  • Author Confirmed What's this?
  • Why?
  • LVNV Funding - Resuregent Capital Services PO. BOX 10497 Greenville, South Carolina U.S.A.
  • Phone: 888-665-0374
  • Web:
  • Category: Loans

LVNV Funding - Resuregent Capital Services - LPLVNV Funding ripoff credit collection poor company Greenville South Carolina

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Ok, i have recently graduated from college. in terms of my credit, I had made some mistake early and relied on the wrong people to take care of them while I was in college. I have been making quiet a dent in the majority of my credit accounts past due, Resurgent capital was on my next to do list. I have done some research and found that it's better to pay a debt than to settle. So I had decided that i was pay the debt simply because I was able and I didn't want to make my credit score any lower. The first contact with them was odd, they asked if i wanted to settled, and stated that it wouldnt hurt my score. This is National Enterprise systems a third party collection company hired by Resurgent. I eventually told them that i didnt want to settle and that I would make payments at the end of each month. I owed around $2,500 at the time. In two month's i was able to take it down to $958. Generally, I was feeling optimistic about headway. But now it was getting weird. One day I reported a discripency on experian, they had not updated my balance. A few days later the LVNV funding balance dropped to $559.00 I was curious as to why it dropped so I called NES first, and they told me that sometimes they take interest and what not away to help people out. Hmmm, odd, I told to myself. My would they want to help me out. So i asked them if they settled my account, they stated they have not settled and that is what is due. So i was excited..but uneasy. So I called LVNV funding a.k.a resurgent capital services LP and asked them the same questions. They responded that the account was not settled and that if i paid the amount they would put paid in full on my account. So again I asked if it was going to be put as settled on my account. They assured me that it would be paid in full, and that this amount does not constitute a settlement. Relieved I payed the amount in full then. A month later I reviewed their statements and disputed it because they mentioned that my account was a goverment account which was paid when it wasn't. After the dispute they changed their statement to say legally paid in full for less than the full balance. Now I am pissed. And need help.

Lansing, Michigan

This report was posted on Ripoff Report on 03/12/2006 06:30 PM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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