Complaint Review: MAGA LIFE & HEALTH INSURANCE / INS. FOR THE SELF EMPLOYED - North Richland Hills Texas
- MAGA LIFE & HEALTH INSURANCE / INS. FOR THE SELF EMPLOYED Po Box 982009 North Richland Hills, Texas Canada
- Phone: 800-527-2845
- Web:
- Category: Health Insurance
MAGA LIFE & HEALTH INSURANCE /A HealthMarkets Company INS. FOR THE SELF EMPLOYED Very Mess leading on Coverage / Deductibles / Information / Items not coverd. North Richland Hills Texas
*Consumer Suggestion: Reading the policy
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Four years ago I bought into a health Ins. company, called MAGA Life & Health Insurance Company. "AKA" (A HealthMarkets Company) There old name was NASE (National Association Of Self Employed) There affiliates are CARI MARK / EYE MED / FIRST HEALITH NETWORK The sales rep. sold me a policy, She did NOT sell or represent the Company. Just gave me a sales pitch and sold me a poor deal that will cost me over $30,000 to $50,000. She represented a $5,000 deductible in a major Med. policy , Only to find out the the $5,000 deductible does NOT cover Dr. visits or 2nd. opinions. I had a out patient for the samething the out patient deductible was $1000.00 this does NOT cover Dr. visits or 2nd opinions. The HOSP. & the DR. must be in the Ins. NETWORK (what a game) Then the INS. Co. only pays what it wants to then we are billed for the rest. I have over $30.000 worth of bills that the Ins. NOT coverd. STAY AWAY FROM THIS CO.
STAY AWAY
MAGALIFE, Florida
U.S.A.
This report was posted on Ripoff Report on 01/29/2009 10:13 AM and is a permanent record located here: https://www.ripoffreport.com/reports/maga-life-health-insurance-ins-for-the-self-employed/north-richland-hills-texas-76182/maga-life-health-insurance-a-healthmarkets-company-ins-for-the-self-employed-very-mess-417676. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#1 Consumer Suggestion
Reading the policy
AUTHOR: Michael - (U.S.A.)
SUBMITTED: Wednesday, February 04, 2009
Almost sounds like you did not read your policy or understand it. I do not work for Mega or Healthmarkets but have 4 years in the health insurance industry experience. I find that people are "to busy" to read their policies. It is a contract and you are entering into a contract. Make sure you understand what your getting. All health insurance (that i know of and sold) had networks, some more restrictive than others, and Doctor visits are covered in riders not a general right of having the insurance.
Looking at your complaint too looks like you got a discounted policy with minimal coverage. Cheapest is not always the best and you get what you pay for.
Note: I am a laid off insurance representative and I feel that the individual is responsible for not knowing what they are getting.


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