Mega Health Insurance/UGA Agents and Consumers Beware Irving Texas

Absolutely, positively, inaccurate. I did not come from any sales background, let alone insurance. I received leads from the company which were not great (averaged 1 sale for 20 leads). I went by the name MEGA and never went by the name NASE and was NEVER thrown out of a house. In fact, most of the time people had heard of the company or had a friend that had a policy. I have a great income.

The commissions you are griping about that you have to pay back are the advances you received as a loan to get you started. You did not have to take them and can change online anytime to whatever percentage you want. You get an advance on the assumption that you sold a policy to someone that will keep it for 6 months. If you sold a policy that is 6,000 AV and you get $600 advance, and that person keeps their policy 2 months, then yes, Grasshopper, your account is in the hole $400. It is not Mega's fault that you sold a short-lived policy. And no one held a gun to your head to take the advance...and oh by the way...what did you do with the money? Spend it? I suppose that is Mega's fault also?

Message to any current new agent that is on the fence: The company is not a "Get rich quick scheme". It is a legitimate business and you have to actually work (believe it or not) at it to succeed. If you work solid for the first 6 months, understand the products, and sell them to people who should get that type of product, you will be just fine.

If you are broke when you start, have no money to invest in your business, and really need a job asap to make a living and pay bills, then no, you should not be in a 100% commission sales job.

All anyone has to do is read the jobs ads still being sent today through internet jobs sites. The main line in the job ad that attracted me was "only call on customers that have requested to see you". This line is a bunch of crap, the training is awful, and of course they want people with no insurance experience, because if one did they would take one look at a policy and run and hide.

I accepted the position in October of 2007, left a fairly high paying job and lost about $17,000 in lost wages, phone bills, gas and marketing. I used the Mega agent phrase in calls and got very little results, so, on suggestion from the team leader, I used a licensed aget for the NASE. I did get to my first appointment using this line, once the customer found out the insurance policy was offered from MEga, he almost punched me in the head and asked me to leave his house. That was the final straw for me, oh, by the way, the leads are a joke, agents do make money by paying through the nose for their own leads though.

also, the form they have you sign when you think its just for a background check is your electronic signature for the agent contract. DO NOT SIGN ANYTHING until you read every page first, trust me, my credit is pot now, mortgage is finally caught up and I am working two "legit" jobs now to catch up, 70 plus hours a week. There is no such thing as Santa Claus, Eastrer Bunny or tooth fairly, make money the honest way and stop ripping people off. By the way, I never did recieve my $109.00 business cards either. Complete RIPOFF, STAY FAR AWAY.