Mega life and health insurance didn't pay the benefits promised Dallas Internet

 We took out a health policy with Mega life and health in 2000. The premiums were reasonable, but had a cap on everything.  Lab tests, for example, were capped at $1000/day with a $500 deductible.  Our deductible was supposed to be $2500 up to 3 times a year.  My husband had prostate surgery and the hospital bill was $21,000 and the doctor bill was $7500 and we did not meet our deductible.  I never did figure out how they manuevered to do that.  Our premiums starting out were $235/mo., then went to $415 and this was just for him.  It is crappy, crappy insurance and I would never recommend it to anyone.