Megalife And Health Insurance ripoff 2,000+ 1,000 deductable up to three times a year bullpucky North Richland Hills Texas

When I sign up for megalife I was told I would have a 30.00 copay for doctor visits. 200.00 for Emergency Room visits. 2,000.00 hospital stay. I had to go to the emergency room for a visit. They ran all these test. Megalife did not pay one dime of the cost. My bills totaled to over 3,000.00.

I called the insurance company they said their was not a 200.00 dallor deductable on emergency room visits. They put that in the same bracket as hospitalization. On hospital stays the deductable that was suppose to be once a year is actually three times a year.

I can not beleive these people can get away with this bullpucky. What can be done? I thought a deductable was once a year and a copay was each time.

Amy
Falls City, Oregon
U.S.A.