Complaint Review: Merchants' Credit Guide - Merchants Credit Guide - Chicago Illinois
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- Merchants' Credit Guide - Merchants Credit Guide 233 W Jackson Blvd Chicago, Illinois U.S.A.
- Phone: 888-249-4134
- Web:
- Category: Collection Agency's
Merchants' Credit Guide Co. Fraudulent attempt to collect alleged bogus debt while serving in Iraq Chicago Illinois
*Consumer Suggestion: Genna, do this and they will go away..
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I received a letter on Jan 23rd 2006 alleging that my husband, now serving his third year long tour in Iraq, owed $5994.16 and that this company was attempting to collect the amount on behalf of US Bank. Which is actually quite interesting since we have never had an account with US Bank (US Bancorp) or any of its subsidiaries nor have we ever been able to accrue that kind of debt. Interestingly - we have never opened an account with any company - financial, government, public, private or otherwise - with the abbreviated name referred to in the letter only our full and complete names. I am insulted and offended that someone would try to collect a fraudulent debt from my husband and have contacted the US Army's JAG, additionally a lawyer and followed advice and sending this information to the Attorney General in New York, Tennessee and Chicago, as well as the FTC and also to the corporate headquarters of US Bank (US Bancorp).
Genna
Clarksville, Tennessee
U.S.A.
This report was posted on Ripoff Report on 01/24/2006 09:11 AM and is a permanent record located here: https://www.ripoffreport.com/reports/merchants-credit-guide-merchants-credit-guide/chicago-illinois-60606/merchants-credit-guide-co-fraudulent-attempt-to-collect-alleged-bogus-debt-while-serving-173030. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#1 Consumer Suggestion
Genna, do this and they will go away..
AUTHOR: Steve - (U.S.A.)
SUBMITTED: Wednesday, January 25, 2006
You need to send a debt validation request. It needs to be sent by certified mail, return reciept requested and be sure to put the certified# on the letter and make a copy for your records.
In this letter clearly state that you dispute the debt, and also state that the only proof you will accept of the alleged debt is a certified copy of any contract that your husband signed and a complete account history.
Also go to www FTC gov and file a complaint against them.
FYI...Merchants is a scavenger debt buyer and might have purchased a small unpaid debt from 10-15-20 years ago and is now trying to collect it!
This is what these scumbags are famous for.
Good Luck
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