Metris Convergent Outsourcing, convergent outsourcing said that Metris was the original creditor and that I owed $7084.00 Houston, Texas

  Today I received for the second time a statement from Convergent Outsourcing Inc. In the statement they indicated that Metris was the original creditor. The letter stated that the notice was being sent by a collection agency. It also stated that the records of LVNV funding LLC show that my account has a past due balance of 7,084.04.  They offered me a settlement of 15% of the amount.  I decided to go on the internet and find out who Metris was and that is how I found your website. Today I also wrote a response to their letter saying that this was a bogus claim and I owe nothing.