(Michael Poz) Harvard Professional Group is deceptive and has misleading tactics. Intentional misrepresentation and NO RESULTS. Rip-off! Edison New Jersey

Hey John

We need to Hit HPG where it hurts. Look at the entry for 10-19-04.

Looking forward to hearing from you

Here is a link to the FBI in which they call what Michael Poz and Harvard Professional do as FRAUD! Here is there explanation of this type of Fraud and the link to fill out the FORM http://www.ifccfbi.gov/cf1.asp:

Advance Fee Scheme

An advance fee scheme occurs when the victim pays money to someone in anticipation of receiving something of greater value, such as a loan, contract, investment, or gift, and then receives little or nothing in return.

The variety of advance fee schemes is limited only by the imagination of the conartists who offer them. They may involve the sale of products or services, the offering of investments, lottery winnings, "found money," or many other "opportunities."

Clever conartists will offer to find financing arrangements for their clients who pay a "finder's fee" in advance. They require their clients to sign contracts in which they agree to pay the fee when they are introduced to the financing source.

Victims often learn that they are ineligible for financing only after they have paid the "finder" according to the contract. Such agreements may be legal unless it can be shown that the "finder" never had the intention or the ability to provide financing for the victims.

Some Tips to Avoid the Advanced Fee Schemes:

If the offer of an "opportunity" appears too good to be true, it probably is. Follow common business practice. For example, legitimate business is rarely conducted in cash on a street corner.

Know who you are dealing with. If you have not heard of a person or company that you intend to do business with, learn more about them.
Depending on the amount of money that you intend to spend, you may want to visit the business location, check with the Better Business Bureau, or consult with your bank, an attorney, or the police.

Make sure you fully understand any business agreement that you enter into. If the terms are complex, have them reviewed by a competent attorney.

Be wary of businesses that operate out of post office boxes or mail drops and do not have a street address, or of dealing with persons who do not have a direct telephone line, who are never "in" when you call, but always return your call later.

Be wary of business deals that require you to sign nondisclosure or noncircumvention agreements that are designed to prevent you from independently verifying the bona fides of the people with whom you intend to do business.

Conartists often use noncircumvention agreements to threaten their victims with civil suit if they report their losses to law enforcement.

Don't forget to also submit a form to the FTC

https://rn.ftc.gov/pls/dod/wsolcq$.startup?Z_ORG_CODE=PU01

I have taken Charle's advice but want to do MORE!!!! I called the BBB and they sent a complaint form, I'll fill it out ASAP, I also have one from NJ DIV of Consumer Affair I'm filling out. I called "Shame On You" with Mr Diaz
and am waiting for a reply. I plan to file in small claims court tmrw! I can't stand that Mr. Poz mentions his assets and luxuries while stealing my hard earned cash when I'm in desperate straights!!!! I will prevail and anyone
else that was scammed please contact me! There is POWER in numbers!

I highly suggest that anyone who has expereinced the same, to contact the BBB. HPG will have 30 days to respond (they will take the full time)and the BBB will send you the letter HPG sent them trying to justify themselves. It looks like a mail merge document because they can't even get this right and they right so many. There may be mistakes in the letter such as if the person complaining is a female, the letter would refer to her as a male.

Once you get their poor response letter, you have only 10 days to call the BBB and tell them you are not satisfied with their response and it will mark their record for three yrs. In addition to that contact the media, like NY TImes, NY Post, Fox 5 news, ABC news, etc.. as they have programs like Shame on You. Bad publicity is no good for their type of business and especially on the BBB website when they have an abundance of complaints.

There is no guarentee they will give us back our hard earned money, that they had to lie to steal from us, but this will hopefully disrupt their scam and the authorities will get involved. They prey on individuals who are in desperate need and willing to trust someone to help them work for a living. Unlike Mike and HPG in which they STEAl from others!

I hope this helps and I hope you follow the suggestions. We can start with this and give them what they deserve.

And Mike if you are reading this.
Lolife what are you broke? You can't give us our money back (sound familiar)? Do you still act like your all busy and carry that stupid jacket around your pansy little frail arm when you walk into the office with a new (poor soul)prospect?
I bet you do and your days are numbered. Mark my words, you are going to wish you never decided to live your life as you do with stealing for a living. You have stole too much from too many people and we are AFTER YOU!