Mitsubishi Motors Credit Of America Heritage Mitsubishi ripoff dishonest fraudulent billing, liars about being a loan and no balloon payments Longview Texas

KC,

I was not trying to put you down. I was simply stating the facts, as was the other poster I'm sure.

This is a common tactic used by unscrupulous salesman. They keep talking while they push you through signing the contract. This is the first sign you are being ripped off.

I hope that you can learn from the information that was provided here so in the future you do not make the same mistakes.

It sounds like with as many cars as you were upside down on, that you need some education in the car buying process.

Did you know that there are professional car buying consultants/buyers agents that you can pay a couple of hundred dollars to and they will negotiate the deal for you?

This would be a very good investment for the next time you decide to buy a car.

Thank you for your responses. I am sorry to hear that you think I am "ignorant" and "I did not sign the salesmans tongue". I really am sorry to hear that. I appreciate each person who emailed me back to let me know they think I was stupid. Maybe I was maybe I wasn't, but at least I don't have to worry about talking to people the way you do!

I am sorry I am one more "ignorant" woman in the world that you can continue to laugh at and make rude remarks to! I am sorry I am one more ignorant person that made a mistake, since you never have.

I guess as long as I am one more person that you can talk down to so that you can feel better about yourself I accomplished something worth while! I wouldn't want you to be bored!


Thank You for your time! If you have any more constructive criticism please let me know!

Have a good day!

KC,

The first thing you need to realize, is that whatever is said verbally means absolutely nothing, as it cannot be proven at a later time. It is hearsay. And, totally irrelevant.

Just the terminology alone would indicate that it was a lease. AND, your CONTRACT has very specific wording regarding your LEASE!

And, the TIL [Truth in lending] statement CLEARLY identifies the type of transaction as a sale or a lease, as well as all of the specifics as to amount finance, trade allowance, down payment, monthly payment, first payment date, last payment date, etc. This is all a requirement of federal law, and every car dealer must provide it.

The only problem I see here is an ignorant customer who wants someone else to blame. Car buying is very tricky. NEVER do a spot delivery or same day purchase of a vehicle.

ALWAYS get the entire offer in writing and take it home with you and carefully examine it. Any REPUTABLE company will not have a problem with this. If they do have a problem with it, that is good. You just saved yourself alot of money!

Remember, what anyone says, MEANS NOTHING!! It is ONLY what is WRITTEN that counts. Don't EVER sign anything that you do not fully understand.

There is no case here if they fulfilled what was in your written, signed contract.

KC:

Let's see if I understand this...

After the deal was done, you asked the salesman if this was a Car FLEASE and he said "No!" You also asked him if there was a balloon payment and he said "No!". Right?

Now, the BIG question.....

Did YOU read the paperwork YOU signed???

If the paperwork YOU signed did not contain all the financial details about this deal, then you have one hell of a case ANY attorney would love to take.

However, I suspect what happened is this...

You didn't read one word of the contract you signed. You asked the salesman where to sign and what it said. You signed a CONTRACT not his TONGUE. The contract no doubt stated all the details, which you didn't read. Now my friend, who's fault is this???

Yes, either way you have a case. First, if the contract was a fraud but more likely the case of YOU doing what so many other people do...just sign without reading and understanding. In this case, make today the turning point of your life where you will never, ever do something like this again!