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Report: #424572

Complaint Review: Murphy Mitsubishi - Pelham Alabama

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  • Reported By: jemison Alabama
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  • Murphy Mitsubishi Pelham, Alabama U.S.A.

Murphy Mitsubishi - Mitsubishi Motors Credit Of America ripoff balloon payment of $10,000.00 Pelham Alabama

*Consumer Suggestion: There's a Lesson Here!

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We bought the car in 2002 brand new and like everyone else the dealership encouraged us to get the diamond option plan, not mentioning that it would be a balloon payment, Very misleading. My husband and I had not been married 6 months and being at a very immature age we never thought to ask why, this was our first new car and we were so excited. Now 7 years later we are still paying for the vehicle and every statment we get it seems the price doesn't change. The car was repossed on 1/1/2009 and we got the car back on 02/05/2009 they told us in order to get the car back it would be 1485.46 and 390.00 to the contractor for picking up the car. therefore 1090.46 would be applied to what we owed. then in the meantime we we mailed in a payment on 12/29/2008 of 327.65 so we have as of 01/13/2009 paid 1418.11 now we are getting a statement in the mail with 20.14past due payment and 24.86 late charges. we have tried to do the right thing and these people are still tryin to screw us. Could someone please help us?
God bless you,
Lacie from alabama

jemison, Alabama

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#1 Consumer Suggestion

There's a Lesson Here!

AUTHOR: Jim - (U.S.A.)

POSTED: Sunday, February 22, 2009

You mentioned this was your first car and were newly married.

The fact the deal included a balloon payment was part of the financial terms explained in the contract YOU SIGNED. Did you READ what you were signing???

This is the lesson to be learned here. So many of these complaints here are because the buyer simply signed everything in sight without even looking at what they were obligating themselves to. Its incredible! But now, you guys have the opportunity to become smart consumers by taking this experience as an education and never sign anything again without YOU reading and understanding everything and NOT asking the salesman what the papers say.

There is not one doubt about the state of the Sleazy American Car Business. The deception and con-games are practiced in every town in America. You have the upper hand by becoming a smart consumer and walking out when the funny business starts. By the way, watch out for the bogus fees and never, never, ever get into a CAR FLEASE!

Be well!

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