My Cash Guardian Ripoff/Fraud Com Internet

I woke today (my birthday) to find a transfer of $29.95 from my checking account.  Upon review I noticed that this transfer went to My Cash Guardine.  I was unfamiliar with this company, so I did some investigation.  I found that this company has done the same thing to several people.  There were nearly a dozen fraud/ ripoff reports on the internet; some of which where entered within the last month.  I did not authorize any transactions with this company.  I tried logging into this site, of course with no password.  When I requested a password, they ask for my email address.  I entered the information to recieve an email saying my password was my phone number.  I would never use my phone number as my password.  Using my phone number would be stupid.  I tried calling them this morning and they were not open.  I will call them again now.   I just called.  The greeting said that there was a high call wait time and that if you were looking for a refund the representative would be directing you to cghelp.org.  Now how fishy is that. Come on.  I will wait on the line for a representative.